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DiPocket: Europe's B2B Issuing Engine
A turnkey payment solution for the regulated economy, powered by a lean team.
In a world obsessed with consumer fintech, DiPocket quietly powers the infrastructure behind Europe's cashless revolution. They aren't building the next flashy neobank; they are the engine room providing turnkey issuing and disbursement solutions for B2B clients. With a lean team of 82 and $10.7M in revenue, they prove that infrastructure is where the real value lies.
"DiPocket isn't selling cards; they are selling the regulatory and technical framework that makes card issuance possible for European businesses."
The B2B Focus
DiPocket has carved a niche by ignoring the crowded consumer market. Their traffic data reveals a strategic focus: 58% of visitors arrive via direct traffic, indicating a high-intent B2B user base rather than casual browsers. The 'turnkey' label is key—they provide the plumbing (APIs, compliance, issuing) so other companies can build their own financial products without becoming banks themselves.
European Compliance Moat
Operating in the EU requires navigating a labyrinth of regulations. With a Head of Compliance, MLRO, and DPO (Sunita Bhambri) highlighted in their key people, DiPocket signals a 'compliance-first' DNA. This isn't a move-fast-break-things startup; it's a regulated entity (likely an EMI or similar) that offers stability. Their LinkedIn presence suggests a professional, enterprise-grade reputation.
The product stack is modern yet pragmatic. They leverage Tailwind CSS and Bootstrap for rapid UI development, jQuery and Slick for functional components, and Ant Design for system consistency. It’s a stack built for reliability over bleeding-edge trends—exactly what you want in financial infrastructure.
- Turnkey Issuing: API-first solutions for card creation and management.
- Funds Disbursement: Tools for moving money securely across Europe.
- Cashless Focus: Dedicated to digital payment solutions, phasing out physical cash dependencies.
The Verdict: A Solid Infrastructure Play
With a 1.7/5 Trustpilot rating from 45 reviews, DiPocket faces the friction inherent in B2B fintech—complexity and support demands. However, for investors and founders looking for the 'picks and shovels' of the European payments boom, DiPocket represents a mature, revenue-generating infrastructure layer that scales without the need for consumer marketing spend.
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DiPocket - Turnkey Issuing and Funds Disbursement Solution
Discover DiPocket, a Turnkey Issuing and Funds Disbursement Solution Across Europe. Learn More About Our Cashless Payment Solutions today.
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Reviews (16)
Remarkable application
I use the application for a year without any problems. I send money to my bank account many times. The plastic card came to me very quickly and connected to my wallet my iPhone very easily. All good!!!
Thank you Giorgos, we appreciate you taking the time to write your feedback and, needless to say, we are very pleased to hear that you are satisfied with our offer. Best, DiPocket Customer Service
Very happy
Very happy, was able to minimize my fees and exchange rates living in EUR zone for over 3 months! Great customer service solving my issues with forgetting password.
I spend a lot of time between UK and…
I spend a lot of time between UK and Ireland so I have a need for GBP account. Tried a few other services all of which feel bloated compared to diPocket as I only need facilities for day to day spending, diPocket serves this purpose well. Haven't so far had any problems using both the virtual and physical cards. UI of mobile application could do with a refresh although functionally it does what it says on the tin. So far, so good.
App non aggiornata
I've never had any major problems with this fintech, perhaps because I've topped it up and used it with small amounts, but what's worrying is the fact that the app hasn't been updated since January, and that's not a good sign.
Thank you for the comment. It is true that we stopped enrolling new customers in the App (since Q4, 2023), and the App is now hardly maintained. The reason is that our business model no longer entails direct consumer offering (we focus on B2B2C or B2B2B). We may retire the good old DiPocket App and close accounts, or transfer the accounts to a different user solution we are close to launching. Either way, rest assured that we will provide due notice, and that your funds will be promptly accessible
Wire transfer is withheld for weeks - no access to the money
My transaction to my bank account is pending since the beginning of april. I opened just a few days after opening the transaction a ticket and DiPocket answered "technical issues at the beginning of the month". My transaction (nearly 5k€!) are still blocked - now for more than 2 weeks - I can't recommend DiPocket because they hold money from users back! I have already asked several times and always got the answer “we are working on the issue”. There are several entries in various forums that shows there are many users who wait for their money because it is "stuck".
Many thanks for providing extra info. We'll review and revert directly without delay.
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About dipocket.org
Discover DiPocket, a Turnkey Issuing and Funds Disbursement Solution Across Europe. Learn More About Our Cashless Payment Solutions today.
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dipocket.org uses 21 technologies across their website including Font Awesome, HSTS, reCAPTCHA, PHP, and more.
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dipocket.org receives approximately 62.6K monthly visitors and ranks #385,865 globally. The website has a bounce rate of 28% with visitors viewing an average of 6.1 pages per visit. Users spend an average of 2:13 on the site.
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