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flexshopper.com
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FlexShopper: The $13M Lease-to-Own Giant
Unpacking the 121-employee fintech disrupting retail financing
In a world where 'buy now, pay later' dominates headlines, FlexShopper operates in the shadows of traditional retail with a different playbook. They aren't chasing micro-transactions; they're financing entire households through a lease-to-own model that generated $13.3M in revenue last year.
"They aren't just a fintech app; they are a high-risk, high-reward credit engine built for the subprime economy."
The Subprime Power User
FlexShopper targets a specific demographic: consumers with poor or no credit who need furniture, electronics, or appliances immediately. With 54% direct traffic, their users aren't stumbling upon them via SEO—they are returning customers or those specifically seeking lease-to-own solutions. The 945 Trustpilot reviews (averaging 3.4/5) reveal a polarized user base: satisfied customers who got their goods, and frustrated ones facing high effective interest rates.
The SEO Juggernaut
FlexShopper’s traffic strategy is surprisingly brute-force. While they rank for their brand name (7K monthly searches), their real play is capturing intent for competitors. They rank for terms like 'companies like QVC' and 'Fingerhut'—a competitor with 38K monthly searches. By positioning themselves as an alternative to established catalog retailers, they intercept high-intent shoppers looking for credit-based purchasing options.
Despite a tech stack that appears undetected by standard scraping tools, FlexShopper maintains a massive operational footprint. With 121 employees and $131.1M in funding, they have the capital to underwrite risky leases and the logistics to manage inventory and shipping. Their leadership team, led by CEO Rich House, focuses heavily on merchandising and business development, suggesting a hybrid model that blends e-commerce with traditional catalog operations.
- High-Volume Acquisition: Capturing 450 monthly searches for 'companies like QVC' validates the demand for retail financing alternatives.
- Capital Intensive: With $131M raised against $13M revenue, the burn rate suggests heavy investment in customer acquisition and credit risk management.
- Brand Loyalty: 54% direct traffic indicates strong brand recall in a niche market usually dominated by one-off purchases.
The High-Stakes Retail Financier
FlexShopper proves there is massive value in serving the credit-invisible, even if the margins are thin and the risks are high.
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5 keywordsWhat is Flexshopper's revenue?
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FlexShopper
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Reviews (20)
I love shopping on Flexshopper I have…
I love shopping on Flexshopper I have ordered so many things the payment process is easy they have greet customer service . They literally have Anything your looking for I’m Amazed each time i browse all the new items they have added. Please work your hardships out we need you!
This will be my 2nd order with flex…
This will be my 2nd order with flex shopper. I moved around site with ease. I will definitely use again.
Flexshopper is Fast,Reliable ,and great…
Flexshopper is Fast,Reliable ,and great customer service service.I would recommend them to anyone!!
Fast service thank u
Fast service thank u
It is an awesome company
Flexshopper is a win win. You pick out the item you want & you know how much it is going to cost you weekly. Rent to own it. Merchandise can be returned should you find yourself struggling due to unforeseen circumstances. It is so much better than purchases made with high interests credit cards. Their customer service is friendly & courteous. I feel like a valued customer. I have made multiple purchases and it has always been a positive experience.
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About flexshopper.com
Company Overview
Traffic & Audience
flexshopper.com receives approximately 326.8K monthly visitors and ranks #114,708 globally. The website has a bounce rate of 27% with visitors viewing an average of 4.7 pages per visit. Users spend an average of 3:50 on the site.
The majority of flexshopper.com's traffic comes from undefined, undefined, .
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This page provides publicly available information about flexshopper.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit flexshopper.com directly at https://flexshopper.com.