In a market dominated by legacy giants, Foresight isn't just selling insurance—they're selling safety. By turning risk prevention into a direct financial incentive, they've engineered a product where the client's safety record literally lowers their premiums. It's a simple but powerful shift: insurers usually profit from claims; Foresight profits from preventing them.

The company's leadership, led by CEO David Fontain, brings a blend of insurance expertise and tech agility. With a lean team of 60, they're outmaneuvering larger players by focusing on a niche: workers' compensation for businesses that prioritize safety. Their revenue of $11.9M suggests they've found product-market fit in a segment where traditional insurers struggle with high claims and low margins.

"Foresight doesn't just underwrite risk; they actively reduce it, aligning their profit motive with client safety."

• Agent-centric model: They scale through brokers, not direct sales.
• Tech-enabled underwriting: Safety data directly influences premiums.
• Niche focus: Workers' comp for safety-conscious commercial clients.
• Lean operations: 60 employees generating $11.9M in revenue.