While Silicon Valley obsesses over scale and disruption, HEMIC dominates a specific geography with a fortress strategy. This isn't a tech startup; it's a $38M revenue insurance specialist that owns the workers' comp market in Hawaii with ruthless efficiency.

"In a world of global SaaS platforms, HEMIC proves that deep, local dominance beats broad, shallow reach every time."

The tech stack tells a story of pragmatic efficiency. They use jQuery, Bootstrap, and Tailwind CSS—hardly cutting-edge, but reliable and battle-tested. Google Analytics and Tag Manager are standard, but the presence of PWA (Progressive Web App) suggests they're thinking about mobile accessibility for their business clients. HSTS (HTTP Strict Transport Security) shows they take security seriously, which is non-negotiable in finance. No fancy frameworks, just solid engineering that works.

• Martin Welch leads as CEO with a team of 157 employees generating $38M in revenue—approximately $242K per employee, a strong productivity metric for insurance
• The leadership team includes specialized roles like General Counsel (Paul Naso) and SVP (Tammy Teixeira), indicating a mature, structured organization rather than a startup
• The absence of funding data suggests they're either bootstrapped, privately held, or have been profitable for decades—classic insurance company DNA