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liwwa: The Collateral-Free Lender in Jordan
A deep dive into the fintech disrupting traditional SME financing with data-driven lending.
In a region where small businesses often struggle to secure bank loans without heavy collateral, liwwa emerges as a smart, algorithmic alternative. They aren't just offering capital; they are offering speed and accessibility to Jordan's SMEs.
"liwwa doesn't just lend money; they have built a financial engine that has already issued over 2,600 loans to Jordanian businesses."
The Target Audience
liwwa focuses strictly on small to medium-sized businesses (SMBs) in Jordan. Their loan sizes range from 7,000 JOD to 100,000 JOD (approx. $10k to $140k USD). This is a sweet spot—large enough to make a material impact on operations, yet small enough to avoid the bureaucracy of traditional banking.
The Growth Story
Despite a modest online footprint (1,612 monthly visits), liwwa commands a $21.4M revenue stream. This indicates a business model heavily reliant on offline trust and regional networks rather than high-volume inbound web traffic. Their revenue-to-visit ratio is exceptionally high, suggesting a highly efficient conversion funnel or significant repeat business.
The technology stack reveals a modern approach. By utilizing Next.js, React, and Chakra UI, liwwa ensures a responsive and developer-friendly frontend. The use of Amazon S3 and Cloudflare indicates a scalable infrastructure capable of handling secure financial data, while HSTS implementation shows a commitment to security standards.
- Niche Focus: Operates exclusively in the Jordanian market, avoiding dilution of efforts.
- Collateral-Free: Their core value proposition removes the biggest barrier for SMBs.
- Data-Driven: The use of specific keywords like 'IRR' and 'rate of return' suggests they educate their users on financial health, not just capital.
The Verdict: A Local Powerhouse
liwwa proves that you don't need massive web traffic to build a $21M revenue business. By solving a specific pain point—collateral-free financing in Jordan—they have created a defensible moat in a high-friction market.
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liwwa is the smart and fast way to get collateral-free financing for your small to medium sized business in Jordan. Loan sizes of 7,000 JOD up to 100,000 JOD.
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About liwwa.com
liwwa is the smart and fast way to get collateral-free financing for your small to medium sized business in Jordan. Loan sizes of 7,000 JOD up to 100,000 JOD.
Company Overview
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Technology Stack
liwwa.com uses 9 technologies across their website including Google Fonts, HSTS, Amazon S3, Cloudflare, and more.
Fonts
Google Fonts
Security
HSTS
Cloud & Hosting
Amazon S3, Cloudflare
Web Standards
Twitter Cards, Open Graph
UI Libraries
Chakra UI
Frontend Frameworks
Next.js, React
Traffic & Audience
liwwa.com receives approximately 1.6K monthly visitors and ranks #10,014,532 globally. The website has a bounce rate of 40% with visitors viewing an average of 1.5 pages per visit. Users spend an average of 0:28 on the site.
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