Meru isn't just another neobank—it's building the financial plumbing for a region where traditional banking has failed. By focusing exclusively on USD accounts and cross-border transactions for Latin America, they've carved out a niche that giants like Wise and Revolut have barely touched.

"They're not competing with global fintechs—they're building a moat in markets where dollar access is a necessity, not a luxury."

What makes Meru unique is their narrow focus. While Western fintechs chase global expansion, Meru deepens its roots in Latin America. They understand that 'borderless' means something different here: not moving money between London and Singapore, but between Argentina and Chile, where the difference isn't just geography—it's survival.

• USD accounts accessible in seconds (not weeks)
• Cross-border transfers within Latin America (not just global corridors)
• Mobile-first PWA design (critical for emerging markets)
• Infrastructure over features: building the rails others will eventually need