mobicred.co.za
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Mobicred: The Silent Giant of South African E-commerce
How a simple credit facility quietly captured 373K monthly visits
While fintech startups chase headlines, Mobicred has quietly built a $17.9M revenue machine by solving one problem better than anyone else: making online shopping credit frictionless. With 85 employees and 373K monthly visitors, they're not flashy—they're functional.
"Mobicred doesn't win on brand glamour—it wins on being the invisible plumbing that makes Takealot and other retailers convert browsers into buyers."
The Trust Paradox
With a 2/5 Trustpilot rating from just 11 reviews, Mobicred faces a fascinating contradiction. Yet 44% of their traffic comes directly—users typing 'mobicred' into their browser. This suggests their real trust isn't in public reviews, but in retailer partnerships. When you checkout at Takealot, you see Mobicred as a payment option. That's their moat: integration over individual brand love.
The SEO Fortress
Their keyword strategy reveals a brilliant defensive play. 'Mobicred' gets 17,690 monthly searches. 'Mobicred login' gets 3,660. But here's the kicker: 'Takealot credit' gets 1,280 searches—directly competing with their biggest partner. Mobicred's dominance in their own brand terms creates a walled garden. Users search for the solution they already know, not alternatives.
The tech stack tells a story of pragmatism over innovation. jQuery, Bootstrap, and Owl Carousel—these aren't cutting-edge frameworks, but they work. With 21 technologies detected, Mobicred prioritizes stability over bleeding-edge tech. Their PWA (Progressive Web App) implementation suggests they're thinking mobile-first, essential in a market where smartphones dominate internet access.
- Revenue model: Credit facility fees from retailers, not consumers
- Traffic dominance: 99.1% from South Africa—hyper-local focus
- Partnership-driven: Growth comes from retailer integrations, not direct marketing
- Executive stability: CEO Jason Sive leads a focused 85-person team
The Unsexy Infrastructure Play
Mobicred proves that in emerging markets, boring infrastructure beats flashy features. Their 373K monthly visitors aren't coming from viral campaigns—they're coming from a seamless checkout experience that retailers can't afford to lose. In the race for fintech dominance, sometimes the winner is the one who shows up quietly in the payment options.
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Home - Mobicred
The world of online shopping has never been this easy. Mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers.
Mobicred
The smarter way to pay for what you want today
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mobicred.co.za
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Reviews (11)
Big scammers
I had to press a star but they deserve a zero rating. Mobicred is a big scam, be careful!
I have been trying to close my account
I have been trying to close my account. Call center said I will recieve confirm within 2 days. Ive called twice now and its been 2 weeks. No response on emails and their WhatsApp no. Rediculous
If I could rate a 0 star I would've...
If I could rate a 0 star, I would have. I am extremely disappointed with the service I’ve received since I have signed up with this company. I have been trying to update my banking details for weeks on my online portal and was told by a consultant on WhatsApp that the changes were done and that my account is fully paid and up to date. However, when I log into my portal it still reflects the incorrect bank details and nothing has been updated. Communication is honestly shocking. I wait hours or even DAYS for responses on WhatsApp and there is no direct contact number. The one's I have found online goes to voicemail. I have left multiple messages asking for someone to call me, yet the only call I received are quick to tell me that I have an outstanding balance, which is completely confusing based on the information I was given earlier and no feedback or support on updating my details and information. I am more than willing to pay any outstanding amount if that is the case, but the agent who contacted me promised to send banking details and I have still not received anything to date. This is unacceptable and extremely frustrating. How is a customer supposed to resolve anything when there is no support, no direct line, no communication or delayed communication and responses and no follow-through? I will never make use of Mobicred ever again!!
Complaint
Complaint: Incorrect Debit Order Date and Resulting Bank Penalty I am writing to formally lodge a complaint regarding the recent debit order that was incorrectly processed from my account. The debit order was deducted on the wrong date, contrary to the agreed-upon terms of my repayment schedule. As a result of this early deduction, my bank declined the transaction and charged a penalty fee of R100. This fee was incurred solely because the debit was attempted outside of the agreed date, not due to any fault or negligence on my part. In terms of Section 54 of the Consumer Protection Act (CPA), 68 of 2008, consumers have the right to timely and proper performance of contractual obligations. The incorrect processing of the debit order constitutes a breach of this obligation. It is both fair and reasonable to expect that I should not bear financial loss caused by this administrative error. Furthermore, the ongoing lack of response or resolution since September is unacceptable and falls short of the service standards expected under the CPA.
Stay away from these scammers i have…
Stay away from these scammers i have been handed over they not updating my account my name is bad on ITC . its a lot i am very frustrated as we speak i cannot apply for anything.
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About mobicred.co.za
The world of online shopping has never been this easy. Mobicred is a simple & convenient credit facility that allows you to safely shop online with our participating retailers.
Company Overview
mobicred.co.za Social Media
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Technology Stack
mobicred.co.za uses 21 technologies across their website including YouTube Embed, Font Awesome, Google Fonts, Ruby on Rails, and more.
Video
YouTube Embed
Fonts
Font Awesome, Google Fonts
Backend Frameworks
Ruby on Rails
CDN
cdnjs, unpkg, jsDelivr
Cloud & Hosting
Cloudflare
Advertising
Microsoft Ads, Facebook Pixel
Traffic & Audience
mobicred.co.za receives approximately 373.3K monthly visitors and ranks #120,689 globally. The website has a bounce rate of 26% with visitors viewing an average of 3.0 pages per visit. Users spend an average of 2:05 on the site.
The majority of mobicred.co.za's traffic comes from undefined, undefined, .
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