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Multifi: The UK's Quiet Fintech Powerhouse
How a 24-person team built a £350k credit engine for modern businesses
While fintech giants chase IPO valuations, Multifi is quietly rewriting the rules of business credit in the UK. With just 24 employees, they've built a revolving credit engine that lets businesses access up to £350,000 and spread payments over six months—no traditional banking friction, no endless paperwork.
"Multifi isn't just another fintech—they're the anti-bank for modern UK businesses."
The Silent Growth Engine
What's striking about Multifi is their organic dominance. With 53% of traffic coming from search (versus 33% direct), they've mastered the art of being found when businesses desperately need credit. Their top keyword—'kactus limited multifi' at 190 monthly searches—suggests they're already the default solution for companies in their ecosystem. This isn't paid acquisition; it's earned trust.
The £350k Advantage
While traditional banks cap business credit cards at £50k-£100k with 12-18 month terms, Multifi's £350k revolving facility with 6-month payment spreads is a game-changer. For a 24-person team generating $3.5M in revenue, that's roughly $145k per employee—exceptional efficiency for a fintech. Their credit model isn't just competitive; it's category-defining.
The leadership team tells the story: Rob Keown-Boyd (CEO) and Harvey Nijjar (CFO) built this from the ground up, with Chris Burt (CTO) and Joris Greeuw (Head Credit Risk) ensuring the tech and risk engines work in perfect sync. This isn't a VC-backed rocket ship—it's a disciplined, profitable fintech that's found product-market fit without burning cash.
- Revolving credit up to £350k—5x traditional bank limits
- 6-month payment spreads vs. standard 30-90 day terms
- 24 employees generating $145k revenue per head
- 53% organic traffic proves strong brand recall
- Multi-platform presence: Twitter, LinkedIn, YouTube, Facebook, Instagram
The Unicorns Are Missing Something
While fintech unicorns chase global scale, Multifi proves that deep vertical focus and disciplined growth create more durable value than venture capital ever could.
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Power up your business with super simple credit! - multifi
Power up your business with super simple credit! Access up to £350,000 revolving credit and spread business payments over six months.
Power up your business with super simple credit!
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About multifi.co.uk
Power up your business with super simple credit! Access up to £350,000 revolving credit and spread business payments over six months.
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multifi.co.uk uses 25 technologies across their website including YouTube Embed, Font Awesome, PHP, and more.
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multifi.co.uk receives approximately 5.1K monthly visitors and ranks #4,245,840 globally. The website has a bounce rate of 64% with visitors viewing an average of 1.1 pages per visit. Users spend an average of 0:05 on the site.
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