onebanks.co.uk
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OneBanx: The Cash Infrastructure Play
Turning legacy cash into a modern payments layer for banks and communities
In a world obsessed with digital payments, OneBanx is making a contrarian bet: cash isn't dying—it just needs better infrastructure. They're building the bridge between physical cash and the digital banking ecosystem, and their traction suggests they're onto something.
"They're not competing with fintech—they're enabling banks to serve the 1.7M unbanked Brits who still need cash access."
The Cash Paradox
While most fintechs are racing to digitize everything, OneBanx identified a critical gap: 2.3 million UK adults are still unbanked, and millions more rely on cash for daily transactions. Their model turns cash deposits into a 'payments infrastructure' that any bank can plug into via API. The result? Banks extend their reach without building branches, and communities maintain cash access points.
The Community Banking Play
OneBanx isn't building a new bank—they're powering existing ones. By enabling deposits at local locations (like the Buckley example), they're solving the 'cash desert' problem that plagues rural and underserved areas. Their 34-person team is focused on a B2B2C model: sell to banks, who then offer the service to their customers. This keeps customer acquisition costs low while scaling through partnerships.
The tech stack tells a story of modern web development (Vite, Tailwind, Swiper) but the real innovation is in the integration layer. Their API-first approach means banks can offer cash services without retraining staff or redesigning branches. The 'Cash As A Payments Infrastructure' headline isn't marketing fluff—it's their core thesis.
- API-driven cash deposit infrastructure for banks
- Community-first placement strategy (local shops, not branches)
- B2B2C model with 34 employees generating $5.7M revenue
- Zero organic traffic suggests they're sales-led, not marketing-led
The Silent Infrastructure Winner
While fintechs fight for consumer attention, OneBanx is embedding itself into the banking plumbing—where the real value gets created.
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OneBanx
Enable your personal and business customers to deposit and withdraw cash instantly using any bank account they already have, at convenient locations within their community.
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About onebanks.co.uk
Enable your personal and business customers to deposit and withdraw cash instantly using any bank account they already have, at convenient locations within their community.
Company Overview
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Technology Stack
onebanks.co.uk uses 13 technologies across their website including Font Awesome, Ghost, jsDelivr, and more.
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onebanks.co.uk receives approximately 0 monthly visitors. The website has a bounce rate of 0% with visitors viewing an average of 0.0 pages per visit. Users spend an average of 0:00 on the site.
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