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payrailz.com

16 technologies
VerifiedVisit$3M2616 Tech4 Leads
Deep Dive

Payrailz: Jack Henry's Secret Weapon

A $24M bet on AI-powered payments for community banks

While fintechs chase consumer wallets, Jack Henry built a $24M AI engine to arm community banks against them. Payrailz isn't just another payment platform—it's a strategic moat disguised as a product.

$24.3M
total funding
26
employees
$2.7M
annual revenue
Cloud-Native
architecture

"This isn't about processing payments—it's about giving community banks the same AI capabilities as the mega-banks that are eating their lunch."

The David vs Goliath Strategy

With only 26 employees and $2.7M in revenue, Payrailz operates with the lean efficiency of a startup, but deploys the scale of a legacy banking giant. This is Jack Henry's calculated bet: community banks are desperate for digital transformation, but can't afford to build it. Payrailz delivers it as a service, turning their 7,000+ financial institution network into a distribution channel.

The AI Edge

The platform's 'AI-enabled' claim isn't marketing fluff. While most payment processors focus on speed and cost, Payrailz embeds machine learning into the core—predicting fraud, optimizing routing, and personalizing experiences. This is the difference between a payment processor and a payment intelligence layer. For banks drowning in data but starving for insights, this is oxygen.

The tech stack tells the story of modernization: jQuery alongside Tailwind CSS, GSAP for animations, and Google Analytics for tracking. It's a pragmatic blend—maintaining accessibility for legacy systems while embracing modern frontend frameworks. The 'cloud-native' promise isn't just infrastructure; it's about agility in a market where speed determines survival.

  • AI-native payments (not bolted-on)
  • Cloud-first architecture (not legacy wrapped)
  • Strategic integration with Jack Henry's 7K+ bank network
  • Lean 26-person team with deep banking expertise
No direct consumer brand
Embedded in Jack Henry's ecosystem
Limited public traffic data
Next-gen AI capabilities
Revenue still nascent ($2.7M)
Cloud-native from day one
Small team for massive ambition
Strategic targeting of underserved community banks

The Bet: Community Banks Will Win with AI

Payrailz is betting that AI-powered payments will be the great equalizer between community banks and fintech giants. With $24M in funding and Jack Henry's backing, it's a high-stakes wager on the future of regional banking.

What tech stack does Payrailz use?

29 detected
Video1
Marketing Automation1
Performance1
Web Standards1
UI Libraries1
Tracking & Analytics13
G
Google Analytics
G
Google Tag Manager
L
LinkedIn Insight Tag
H
HubSpot
G
Google Tag Manager
H
HubSpot
L
LinkedIn Insight Tag
T
Tracking Pixel
A
Analytics Service
G
Google Analytics
L
LinkedIn
T
Tracking Service
G
Google APIs

How much traffic does Payrailz get?

Traffic & Engagement

0.0
Pages/Visit
0:00
Avg. Duration
0%
Bounce Rate
Monthly Traffic Trend+0%
0
Oct 2025
Oct
0
Nov 2025
Nov
0
Dec 2025
Dec

How is Payrailz's SEO?

Meta Tags

title49 chars

Payrailz® Digital Payments Platform - Jack Henry™

description136 chars

Jack Henry’s next-generation, cloud-native, AI-enabled digital payments platform enables financial institutions to aggressively compete.

languageEN

H1 Tags

h1future-ready, cloud-native, AI-enabled digital payments platform

What is Payrailz's revenue?

$3M
Annual Revenue
26
-33%
Employees
$105K
Revenue/Employee
$24M
Total Funding
Glastonbury, United States
Headquarters

Who works at Payrailz?

Loading leads...

What do customers think of Payrailz?

No Trustpilot reviews available for this company.

Frequently Asked Questions about Payrailz

What is Payrailz's Revenue?
Payrailz generates approximately $3M in annual revenue. With 26 employees, that's $105,000 per employee. The company has raised $24M in total funding.
What does Payrailz do?
Jack Henry’s next-generation, cloud-native, AI-enabled digital payments platform enables financial institutions to aggressively compete.
How fast is Payrailz growing?
Payrailz employee count has changed by -33% year over year.
What technologies does Payrailz use?
Payrailz uses 16 technologies across their website including Video, Fonts, Marketing Automation. Key technologies include Wistia, Google Fonts, HubSpot.
Who are Payrailz's competitors?
Payrailz's main competitors include Lumin Digital. These companies operate in similar markets and compete for the same customer base.

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What are Payrailz's key pages?

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About payrailz.com

Jack Henry’s next-generation, cloud-native, AI-enabled digital payments platform enables financial institutions to aggressively compete.

Company Overview

payrailz.com
Website
0
Monthly Visitors
16
Technologies
4+
Employees

payrailz.com Key Pages

Contact payrailz.com

Technology Stack

payrailz.com uses 16 technologies across their website including Wistia, Google Fonts, HubSpot, and more.

Video

Wistia

Fonts

Google Fonts

Marketing Automation

HubSpot

Advertising

LinkedIn Insight Tag

Analytics & Marketing

Crazy Egg, Google Tag Manager, Google Analytics

Performance

Lazy Loading

Traffic & Audience

0
Monthly Visits
0%
Bounce Rate
0.0
Pages/Visit
0:00
Avg. Duration

payrailz.com receives approximately 0 monthly visitors. The website has a bounce rate of 0% with visitors viewing an average of 0.0 pages per visit. Users spend an average of 0:00 on the site.

Frequently Asked Questions

What is payrailz.com?
Jack Henry’s next-generation, cloud-native, AI-enabled digital payments platform enables financial institutions to aggressively compete.
What technologies does payrailz.com use?
payrailz.com uses 16 technologies including Wistia, Google Fonts, and 10 more. View the full tech stack analysis above.
How do I contact payrailz.com?
You can contact payrailz.com through their contact page.
What are payrailz.com's social media accounts?
payrailz.com is active on twitter, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
Is payrailz.com hiring?
Check payrailz.com's careers page for current job openings and opportunities. The company has 4+ known employees.
How popular is payrailz.com?
payrailz.com receives approximately 0 monthly visitors.

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This page provides publicly available information about payrailz.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit payrailz.com directly at https://payrailz.com.