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paytrail.com
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paytrail.com

18 technologies
VerifiedVisit3.0M/mo$9M6218 Tech9 Leads
Deep Dive

Paytrail: Finland's Payments Powerhouse

A data-driven look at the dominant, yet understated, force in Nordic checkout.

While US founders obsess over Stripe and Adyen, a quiet giant is capturing nearly 3 million monthly visits in the Nordics. Paytrail isn't just a payment processor; it's the invisible infrastructure powering Finland's e-commerce boom.

2.9M
Monthly Visits
$8.9M
Annual Revenue
62
Employees
94%
Local Traffic

"Paytrail proves you don't need global scale to achieve local dominance. They own the checkout in Finland."

The Efficiency Paradox

With just 62 employees generating $8.9M in revenue, Paytrail operates with a revenue-per-employee ratio of ~$143k. This is lean for a fintech of its scale, suggesting highly automated infrastructure and a focused product strategy. Unlike US competitors burning cash on expansion, Paytrail has optimized for profitability within its fortress market.

The Walley Effect

The keyword data reveals a strategic masterstroke. While 'Paytrail' gets 3.5k searches, their brand 'Walley' commands 25.5k monthly searches. This suggests a dual-brand strategy where Walley acts as the consumer-facing credit/payment brand, while Paytrail powers the merchant backend. It's a classic B2B2C play that captures value on both sides of the transaction.

Their tech stack reveals a modern, pragmatic approach. Using Tailwind CSS, Vite, and Google Analytics, they prioritize developer experience and data-driven iteration. However, the traffic distribution is telling: only 5% comes from organic search, while 18% is direct. This indicates a brand that is already deeply embedded in the market—merchants don't discover Paytrail; they already know it exists.

  • Dominant Market Position: The 'most used' service in Finnish e-commerce.
  • Strategic Branding: Walley captures high consumer search volume.
  • Lean Operations: High revenue-per-employee indicates efficiency.
  • Local Focus: 94% of traffic is domestic, reducing acquisition costs.
No global expansion strategy
Deep local integration
Low organic discovery (only 5% traffic)
High-margin, domestic revenue
Tiny review footprint (2 Trustpilot reviews)
Strong B2B2C brand strategy

The Quiet Monopoly

Paytrail is a lesson in vertical depth over horizontal breadth. For investors and founders, the lesson is clear: dominate a specific geography before trying to conquer the world.

What tech stack does Paytrail use?

24 detected
Video1
Security1
Privacy & Consent1
Marketing Automation1
Scheduling1
Web Standards1
Build Tools1
JavaScript Libraries2
Frontend Frameworks1
Tracking & Analytics6
G
Google Tag Manager
H
HubSpot
H
HubSpot
A
Analytics Service
G
Google Static
G
Google Tag Manager

How much traffic does Paytrail get?

Traffic & Engagement

3.0M
Monthly Visits
2.0
Pages/Visit
0:58
Avg. Duration
28%
Bounce Rate
Monthly Traffic Trend+3%
2.9M
Oct 2025
Oct
3.2M
Nov 2025
Nov
3.0M
Dec 2025
Dec

Traffic Sources

Search
5%
Direct
18%
Social
0%
Referrals
74%
Email
0%
Paid
2%

Where is Paytrail's audience located?

🌍94.6%
🌍0.8%
🌍0.7%
🌍0.6%
🌍0.5%

What keywords does Paytrail rank for?

5 keywords
1paytrail3.5K vol$0.14
2walley25.5K vol$0.30
3paytrail kauppiaspaneeli180 vol
4checkout finland160 vol
5stripe suomi160 vol

How is Paytrail's SEO?

Open Graph Image

OG Image preview
og:image

https://www.paytrail.com/hubfs/Verkkosivukuvat%202025/Verkkosivukuvat%202025%20vaaka/5O9A1242.jpg

Meta Tags

title58 chars

Paytrail - Suomen välittävin verkkomaksamisen asiantuntija

description121 chars

Paytrail on suurin suomalainen verkkomaksuyhtiö ja käytetyin maksupalvelu verkkokaupoissa, -palveluissa ja sovelluksissa.

languageFI

H1 Tags

h1Suomen välittävin verkkomaksamisen asiantuntija

Who works at Paytrail?

Loading leads...

What do customers think of Paytrail?

Paytrail

Paytrail

3.0
2 reviews

Categories

Payment Service#undefinedCard Processing Service#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days

Contact Information

Reviews (2)

Filter by rating:
Cutumeriosuskesjst
6/14/2022
🇬🇧 United Kingdom22 reviewsOrganicUnverified
Always very happy to see this option

Always very happy to see this option. It is safe. Often only Klana is given, and it is unsafe, plus the Swedish privacy issues are very weak. Paytrail also is great in the north, so no use to use Klarna, that has one of the worst possible security vulnerabilities.

Jon
3/1/2025
🇳🇴 Norway26 reviewsOrganicUnverified
Experience date: 3/1/2025
They have No plan for what to do when…

They have No plan for what to do when you are cheated by the seller! And they keep using the same firm that cheated you, in this case cf13! So now i have No clothes and No money! Jon

Frequently Asked Questions about Paytrail

What is Paytrail's Revenue?
Paytrail generates approximately $9M in annual revenue. With 62 employees, that's $144,000 per employee.
What does Paytrail do?
Paytrail on suurin suomalainen verkkomaksuyhtiö ja käytetyin maksupalvelu verkkokaupoissa, -palveluissa ja sovelluksissa.
How fast is Paytrail growing?
Paytrail employee count has changed by -13% year over year.
What technologies does Paytrail use?
Paytrail uses 18 technologies across their website including Video, Fonts, Security. Key technologies include Vidyard, Font Awesome, reCAPTCHA.
Who are Paytrail's competitors?
Paytrail's main competitors include Bitcomp Oy, Exove, Lemonsoft Oyj, Happeo, Oivan. These companies operate in similar markets and compete for the same customer base.
What do customers think of Paytrail?
Paytrail has a Trustpilot score of 3.0 out of 5 (3 stars) based on 2 customer reviews.

Export Data

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How to contact Paytrail?

What are Paytrail's key pages?

Export paytrail.com Data

Download the complete tech stack, analytics, leads, and company data for paytrail.com in JSON or CSV format. Use it for your sales pipeline, competitive analysis, or research.

Raw JSON Data

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About paytrail.com

Paytrail on suurin suomalainen verkkomaksuyhtiö ja käytetyin maksupalvelu verkkokaupoissa, -palveluissa ja sovelluksissa.

Company Overview

paytrail.com
Website
finance
Industry
#22,608
Global Rank
3.0M
Monthly Visitors
18
Technologies
9+
Employees

paytrail.com Key Pages

Contact paytrail.com

Technology Stack

paytrail.com uses 18 technologies across their website including Vidyard, Font Awesome, reCAPTCHA, and more.

Video

Vidyard

Fonts

Font Awesome

Security

reCAPTCHA

CMS

Contentful

Privacy & Consent

Cookiebot

Marketing Automation

HubSpot

Traffic & Audience

3.0M
Monthly Visits
28%
Bounce Rate
2.0
Pages/Visit
0:58
Avg. Duration

paytrail.com receives approximately 3.0M monthly visitors and ranks #22,608 globally. The website has a bounce rate of 28% with visitors viewing an average of 2.0 pages per visit. Users spend an average of 0:58 on the site.

The majority of paytrail.com's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is paytrail.com?
Paytrail on suurin suomalainen verkkomaksuyhtiö ja käytetyin maksupalvelu verkkokaupoissa, -palveluissa ja sovelluksissa.
What technologies does paytrail.com use?
paytrail.com uses 18 technologies including Vidyard, Font Awesome, and 12 more. View the full tech stack analysis above.
What are paytrail.com's social media accounts?
paytrail.com is active on facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
How popular is paytrail.com?
paytrail.com receives approximately 3.0M monthly visitors and ranks #22,608 globally. Traffic is declining by 8.1% month-over-month.

Related Searches

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This page provides publicly available information about paytrail.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit paytrail.com directly at https://paytrail.com.