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cermati.com
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cermati.com

15 technologies
VerifiedGrowingVisit436.6K/mo$100M61815 Tech19 Leads
Deep Dive

Cermati: Indonesia's Financial Super App?

A deep dive into the fintech giant amassing 436k monthly visits and 414k backlinks.

In a market saturated with niche financial tools, Cermati is aggressively positioning itself as the all-in-one financial command center for Indonesia. With over 400,000 monthly visitors, they aren't just a comparison site; they are building a financial ecosystem that touches loans, insurance, and gold.

436K
Monthly Visitors
73%
Organic Traffic
414K
Backlinks
618
Employees

"Cermati isn't just aggregating financial products; they are building a verticalized financial operating system for the Indonesian consumer."

The SEO Moat Strategy

Cermati's growth is heavily fueled by organic search, accounting for 73% of its traffic. With 414,735 backlinks and a Domain Authority that ranks for high-intent keywords like 'cara klaim cermati protect,' they have effectively cornered the discovery phase of the customer journey. This isn't accidental traffic; it's a calculated content-led acquisition strategy that turns browsers into app users.

The Super App Playbook

Unlike competitors who focus on a single vertical, Cermati casts a wide net: loans, credit cards, insurance, and even digital gold. With 618 employees and $100.4M in revenue, they have the operational bandwidth to cross-sell. The user journey is designed to move from a simple quote comparison to becoming a long-term holder of their investment products, maximizing Lifetime Value (LTV).

The technology stack reveals a modern, scalable approach. By utilizing Next.js and Tailwind CSS, they ensure a fast, responsive web experience that converts. However, the real differentiator is their PWA (Progressive Web App) capability, allowing them to bridge the gap between web discovery and mobile app retention—a critical move in a mobile-first market like Indonesia.

  • Traffic Dominance: Captures high-intent keywords like 'Cermati Protect' with 490 monthly searches.
  • Revenue Scale: $100.4M revenue indicates strong monetization of their lead generation engine.
  • Ecosystem Approach: Moving beyond comparison to offering proprietary financial products.
Does not offer a standalone neobank account (yet).
Dominates organic search with 73% traffic share.
Trustpilot rating sits at a mediocre 2.8/5, suggesting customer service friction.
Bundles diverse verticals (Gold, Insurance, Loans) into one platform.

The Verdict: A Sleeping Giant?

Cermati has the traffic and the product suite. The next challenge is converting traffic into loyal, high-value users.

What tech stack does Cermati use?

22 detected
Security1
Error Tracking1
Web Standards2
UI Libraries1
Frontend Frameworks1
Tracking & Analytics7
G
Google Analytics
G
Google Tag Manager
G
Google Tag Manager
G
Google APIs
G
Google Static
G
Google Analytics
G
Google DoubleClick

How much traffic does Cermati get?

Traffic & Engagement

288.5K
Monthly Visits
+29.0%
3.1
Pages/Visit
6:37
Avg. Duration
60%
Bounce Rate
Monthly Traffic Trend-7%
311.4K
Oct 2025
Oct
223.7K
Nov 2025
Nov
288.5K
Dec 2025
Dec

Rankings

#135,568
Global Rank
#3,651
Indonesia Rank
Banking
Category

Backlinks & Authority

414.7K
Backlinks
23.5K
Ref. Domains
50
Authority Score
Low
Penalty Risk
Backlinks Trend-1%
420.5K
Jul 2025
Jul
419.2K
Aug 2025
Aug
409.4K
Sep 2025
Sep
424.9K
Oct 2025
Oct
444.4K
Nov 2025
Nov
414.7K
Dec 2025
Dec

Search Traffic

Organic
677.3K
Paid
11.4K

Top Organic Keywords

#1cermati
110,000 vol13.1%
#5pinjaman online
368,000 vol2.7%
#8kredit pintar
246,000 vol1.1%
#4kode bank mandiri
110,000 vol0.8%
#9kode bank bri
135,000 vol0.6%

Where is Cermati's audience located?

🇮🇩Indonesia96.9%
🇯🇵Japan1.3%
🇹🇼Tw0.5%
🇺🇸United States0.3%
🇰🇭Kh0.3%

Device Distribution

Desktop19.5%
Mobile80.5%

What keywords does Cermati rank for?

5 keywords
1cermati1.9K vol$0.63
2cara klaim cermati protect220 vol
3cermati protect gadget220 vol
4contoh mou kerja sama perusahaan dengan lingkungan saat pembukaan area490 vol
5cermati protect490 vol$0.42

How is Cermati's SEO?

Open Graph Image

OG Image preview
og:image

https://next-static.cermati.com/marketplace/static/images/open-graph/cermati-og.jpg

Meta Tags

title59 chars

Cermati: Pinjaman, Kartu Kredit, Asuransi, Investasi & Emas

description164 chars

Nikmati layanan pinjaman online, KTA, kartu kredit, asuransi, investasi, emas digital dan pembayaran tagihan online terbaik di Indonesia lewat aplikasi Cermati.com.

languageID

Schema Types

WebSite

What is Cermati's revenue?

$100M
Annual Revenue
618
4%
Employees
$163K
Revenue/Employee
Jakarta Pusat
Headquarters

Who works at Cermati?

Loading leads...

What do customers think of Cermati?

cermati.com

cermati.com

2.8
3 reviews

Categories

Financial Consultant#undefinedFinance Broker#undefinedInsurance Agency#undefinedNon-Bank Financial Service#undefinedAlternative Financial Service#undefinedInsurance Broker#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days

Contact Information

Address:
US

Reviews (3)

Filter by rating:
Muhammad Irfad Ryan Hiroshi
12/12/2025
🇸🇬 Singapore1 reviewsOrganicUnverified
Experience date: 12/12/2025
Cermati Protect is a big scam

Bought a train ticket via tiket.com and also the insurance in case there is any changes of dates or incidents. The purpose of an insurance is to protect us consumer for unfortunate cancellation or postponement. However they outrightly rejected my claim. I change my travel dates due to medical issues. And they still rejected. Defeat the purpose of buying insurance. So my guess is right. Insurance is nothing but a big fat scam. They make u buy insurance with promises of this and that. When it time to claim, they either ghosted you or rejected your claim.. my advise, DO NOT BUY FROM CERMATI PROTECT. Instead buy an insurance from a more reputable international company.. i regretted buying from Cermati Protect. Big fat scam.

DMVerified
3/5/2025
🇮🇹 Italy7 reviewsOrganicUnverified
Experience date: 3/4/2025
Bought a train ticket through Tiket.com…

Bought a train ticket through Tiket.com and CERMATI is the insurance company they offer I paid the travel insurance to get a refund for my train tickets, I tried to contact them and they didn’t reply to email or WhatsApp or call so I missed my money Basically it’s a scam, don’t fall for it

Raymond
2/13/2025
🇨🇭 Switzerland5 reviewsOrganicUnverified
Experience date: 2/13/2025
❌ Avoid this company – Misleading and Dishonest! ❌

I filed a legitimate claim for a flight delay exceeding two hours, fully backed by official documentation. After a month of waiting, they wrongfully denied my claim under false pretenses, completely disregarding the evidence provided. Their customer service is unresponsive, and they refuse to take responsibility for valid claims. This feels like a scam to avoid paying policyholders. If you're considering using this company for travel insurance, think twice! They will take your money but won't honor their own policies when you need them. Stay away! 🚨

Frequently Asked Questions about Cermati

What is Cermati's Revenue?
Cermati generates approximately $100M in annual revenue. With 618 employees, that's $162,500 per employee.
What does Cermati do?
Nikmati layanan pinjaman online, KTA, kartu kredit, asuransi, investasi, emas digital dan pembayaran tagihan online terbaik di Indonesia lewat aplikasi Cermati.com.
How fast is Cermati growing?
Cermati has grown by 29.0% in the last 6 months according to traffic data. employee count has changed by 4% year over year.
How do people interact with Cermati?
When visiting Cermati, visitors view an average of 3.1 pages per visit, and spend around 6:37 on the site, and the bounce rate is 60.1%.
How do people find Cermati?
677.3K (235%) find them through organic search. 11.4K (4%) come through paid advertising.
Who uses Cermati?
Cermati's top market is Indonesia with 279.6K visitors (96.9%). Japan is 2nd with 3.6K (1.3%). Taiwan is 3rd with 1.5K (0.5%).
What technologies does Cermati use?
Cermati uses 15 technologies across their website including Media, Video, Fonts. Key technologies include Cloudinary, YouTube Embed, Font Awesome.
Who are Cermati's competitors?
Cermati's main competitors include CekAja. These companies operate in similar markets and compete for the same customer base.
What do customers think of Cermati?
Cermati has a Trustpilot score of 2.8 out of 5 (3 stars) based on 3 customer reviews.

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What are Cermati's key pages?

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Raw JSON Data

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About cermati.com

Nikmati layanan pinjaman online, KTA, kartu kredit, asuransi, investasi, emas digital dan pembayaran tagihan online terbaik di Indonesia lewat aplikasi Cermati.com.

Company Overview

cermati.com
Website
finance
Industry
#109,921
Global Rank
436.6K
Monthly Visitors
15
Technologies
19+
Employees

cermati.com Key Pages

Contact cermati.com

Technology Stack

cermati.com uses 15 technologies across their website including Cloudinary, YouTube Embed, Font Awesome, and more.

Media

Cloudinary

Video

YouTube Embed

Fonts

Font Awesome

Security

reCAPTCHA

Error Tracking

Sentry

Advertising

DoubleClick Floodlight, Google Ads

Traffic & Audience

436.6K
Monthly Visits
61%
Bounce Rate
2.7
Pages/Visit
1:09
Avg. Duration

cermati.com receives approximately 436.6K monthly visitors and ranks #109,921 globally. The website has a bounce rate of 61% with visitors viewing an average of 2.7 pages per visit. Users spend an average of 1:09 on the site.

The majority of cermati.com's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is cermati.com?
Nikmati layanan pinjaman online, KTA, kartu kredit, asuransi, investasi, emas digital dan pembayaran tagihan online terbaik di Indonesia lewat aplikasi Cermati.com.
What technologies does cermati.com use?
cermati.com uses 15 technologies including Cloudinary, YouTube Embed, and 9 more. View the full tech stack analysis above.
How do I contact cermati.com?
You can contact cermati.com via email at [email protected] or through their contact page.
What are cermati.com's social media accounts?
cermati.com is active on twitter, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
How popular is cermati.com?
cermati.com receives approximately 436.6K monthly visitors and ranks #109,921 globally. Traffic is growing by 10.9% month-over-month.

Related Searches

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This page provides publicly available information about cermati.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit cermati.com directly at https://cermati.com.