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divido.com

Visit97/mo$11M884 Leads
Deep Dive

The Quiet Giant of BNPL: Divido's Contrarian Play

A $49M funded platform with 97 monthly visits? The numbers tell a deeper story.

In the hyper-competitive world of fintech, where user acquisition costs dominate headlines, Divido operates with a stealth that defies logic. This isn't a consumer-facing app vying for your attention; it's the invisible plumbing powering enterprise financing.

$49M
Total Funding
$11.4M
Annual Revenue
88
Employees
1.9/5
Trustpilot Score

"Divido isn't competing for the end-user; it's becoming the infrastructure layer for the world's largest retailers."

The B2B2C Model

Divido operates as a white-label platform, embedding financing options directly into the checkout flows of major retailers. Their model bypasses the consumer marketing arms race entirely, relying on partnerships with established brands to drive volume. With 88 employees generating $11.4M in revenue, they maintain a lean, enterprise-focused operation.

The Traffic Paradox

The '97 monthly visits' metric is the smoking gun. It confirms Divido's strategy is strictly B2B. Unlike Klarna or Affirm, who spend millions on brand awareness, Divido's growth is invisible to standard web analytics. Their success is measured in transaction volume processed through partner APIs, not direct site traffic.

The $49M in funding suggests strong investor confidence in their backend technology. However, the 1.9/5 Trustpilot rating from 371 reviews is a critical warning sign. In the BNPL space, customer service friction often lands on the retailer, but negative sentiment around the financing experience can kill partner retention.

  • Enterprise-first strategy: Prioritizes retailer partnerships over direct consumer acquisition.
  • Massive funding, lean team: $49M raised for an 88-person team indicates high capital efficiency or heavy R&D spend.
  • Trust deficit: A sub-2.0 rating signals potential friction in the financing journey that could hinder scalability.
No brand recognition among consumers
Deep integration with enterprise retailers
Low public sentiment (1.9/5 Trustpilot)
Substantial capital runway ($49M)
Invisible traffic metrics
Focused B2B2C infrastructure model

The Silent Infrastructure Play

Divido proves that in fintech, the most valuable companies aren't always the loudest.

How much traffic does Divido get?

Traffic & Engagement

97
Monthly Visits
1.0
Pages/Visit
0:00
Avg. Duration
100%
Bounce Rate
Monthly Traffic Trend+0%
0
Oct 2025
Oct
0
Nov 2025
Nov
97
Dec 2025
Dec

What is Divido's revenue?

$11M
Annual Revenue
88
-5%
Employees
$130K
Revenue/Employee
$49M
Total Funding
#2,517
Growjo Rank
Fintech
London, UK
Headquarters

Who works at Divido?

Loading leads...

What do customers think of Divido?

Divido

Divido

1.9
371 reviews
✓ Claimed

Categories

Automation Company#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days
Claimed Date
8/25/2015

Contact Information

Address:
35-37 Ludgate Hill
London, US

Reviews (20)

Filter by rating:
Paul Reay
3/29/2022
🇬🇧 United Kingdom37 reviewsOrganicUnverified
First time applicant

First time applicant, went through in seconds, everything set up, payments taken out on time, I would recommend this, as mine went through without a problem. Will definitely use again

123banks
3/10/2021
🇬🇧 United Kingdom8 reviewsOrganicUnverified
I recently applied for finance for a…

I recently applied for finance for a ring and it was approved within 5 minutes. The application is straightforward and user friendly, its also very clear who your lender is and you are connected with them straight away. There are a few comments about being rejected credit but that isn't divido that's the lenders decision so slightly unfair to mark them down for that. I would use them again and think they offer customers a great way to finance as they have a panel of lenders so if doesnt approve it will be passed around until it is only resulting in 1 credit search which I personally think is great

Company Response4/13/2021

Hi there, good to hear you enjoyed the service! Regards, Team Divido

Sarah
11/20/2020
🇬🇧 United Kingdom3 reviewsOrganicUnverified
Can’t find any contact details anywhere…

Can’t find any contact details anywhere for the company- all I want to do is pay off the outstanding balance - proving impossible!

Company Response11/23/2020

Hi Sarah, Divido is not a lender. Divido is a software company used by lenders and retailers. We provide support to them but we do not provide support to their customers. That is why you couldn't find our contact details. If you wan to pay off the outstanding balance of your credit, you have to contact the lender that provided the credit - not Divido. If you don't know who your lender is, contact the retailer you bought your product or service from, they will know. Regards, Team Divido

Ross
2/8/2023
🇬🇧 United Kingdom5 reviewsOrganicVerified
Experience date: 1/24/2023
Spam/harassing communications

In January I purchased a boiler through BOXT. And I stress the word PURCHASED because paid in full, I never requested any finance at any stage. Since the day after, I have been constantly receiving emails and texts from Divido, asking me to 'complete the application for your finance purchase'. None of these emails or texts can be replied to in order to request them to stop. Divido should not even have my contact information as I never made a finance enquiry.

Company Response3/1/2023

Hi Ross, We’ve been in contact with BOXT to understand the situation. It seems as though your original quote for a boiler was amended to add a missing flue to your order. To account for this, BOXT finance sent you a payment link for an additional £425. This payment link included Divido branding. However, this payment link did not come from Divido. The link you were sent should not have been issued for a non-finance purchase. This seems to be the root of the problem. We are aware that you returned part of your order which reduced the original outstanding amount of £425, which may have triggered BOXT to send another email. Again, any email you received in this interaction that featured Divido branding did not come from Divido. BOXT has now realised the issue you were having and have waived your outstanding fee as a gesture of goodwill. We apologise for the confusion and frustration you have felt during this process. As Trustpilot is the first time you came into contact with our business, we kindly ask that you remove this review. Kind regards, Nathan

James Grigg
2/24/2022
🇬🇧 United Kingdom13 reviewsOrganicUnverified
Far from seemless

Application took over twelve hours to accept despite being told that in most cases I should receive a decision in twenty minutes. The consumerist worded email also had the nerve to say I should wait around the store till application has been accepted. Once application was accepted and deposit money taken I was displayed a technical difficulty and never able to proceed 'contract generating' continuously. Overall a very painful experience.

Frequently Asked Questions about Divido

What is Divido's Revenue?
Divido generates approximately $11M in annual revenue. With 88 employees, that's $130,000 per employee. The company has raised $49M in total funding.
How fast is Divido growing?
Divido employee count has changed by -5% year over year.
Who are Divido's competitors?
Divido's main competitors include Affirm, ExtendCredit, Klarna, Partial.ly, FuturePay. These companies operate in similar markets and compete for the same customer base.
What do customers think of Divido?
Divido has a Trustpilot score of 1.9 out of 5 (2 stars) based on 371 customer reviews.

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About divido.com

Company Overview

divido.com
Website
finance
Industry
97
Monthly Visitors
4+
Employees

Traffic & Audience

97
Monthly Visits
100%
Bounce Rate
1.0
Pages/Visit
0:00
Avg. Duration

divido.com receives approximately 97 monthly visitors. The website has a bounce rate of 100% with visitors viewing an average of 1.0 pages per visit. Users spend an average of 0:00 on the site.

Frequently Asked Questions

What is divido.com?
divido.com is a website that you can visit at https://divido.com. Use TechList.ai to discover the technologies, analytics, and company information about divido.com.
How popular is divido.com?
divido.com receives approximately 97 monthly visitors.

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This page provides publicly available information about divido.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit divido.com directly at https://divido.com.