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iwoca.co.uk
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iwoca.co.uk

23 technologies
VerifiedGrowingVisit226.3K/mo$133M57323 Tech25 Leads
Deep Dive

iwoca: The UK's Unsexy Fintech Powerhouse

How a £1M loan machine built a 4.8-star empire on boring efficiency

While fintechs chase crypto dreams and AI hype, iwoca quietly built a £133M revenue engine by solving the oldest problem in business: cash flow. They don't need to be flashy when they can approve a £100,000 loan before you finish your coffee.

226K
monthly visitors
11,175
trustpilot reviews
4.8/5
customer rating
60%
direct traffic dominance

"iwoca isn't selling loans—they're selling time. Time to pay suppliers, time to hire staff, time to breathe."

The Trust Paradox

Here's the counterintuitive stat: 60% of their traffic is direct. That means founders aren't searching for 'business loans'—they're typing 'iwoca' directly into their browser. When your brand becomes the search term, you've won. The 11,175 Trustpilot reviews (4.8/5) aren't marketing fluff; they're a moat built on consistent execution.

The Traffic Illusion

Monthly visits (226K) seem modest for a £133M revenue business. That's the point. iwoca doesn't need viral traffic—they need qualified founders. Their organic search is only 33%, but their direct traffic (60%) reveals something deeper: a repeat customer base and referral engine that churns silently while competitors burn cash on ads.

The keyword data tells a revealing story. 'Capital on Tap' (36K searches) and 'YouLend' (12K searches) are their real competitors—not traditional banks. But 'iwoca' itself pulls 11.9K monthly searches, suggesting strong brand recall. The 'pay corporation tax' keyword (8.6K searches) hints at their customer's pain points: tax bills don't wait for cash flow.

  • Direct traffic dominance (60%) signals brand authority over ad dependency
  • 573 employees generating $133M revenue = $233K revenue per employee
  • Trustpilot moat: 11K+ reviews creates conversion friction for newcomers
  • Tech stack favors reliability (jQuery, Bootstrap) over bleeding-edge frameworks
No AI hype or blockchain promises
Profitable revenue model (£133M)
No viral social media presence
4.8-star customer satisfaction
No global expansion (traffic is 84% UK)
Repeat business engine (60% direct traffic)

The Unsexy Truth

iwoca wins by being the reliable plumber in a room of magicians. Founders don't need magic when the cash hits their account tomorrow morning.

What tech stack does Iwoca use?

28 detected
Security1
Programming Languages1
Privacy & Consent1
Customer Support1
Reviews1
A/B Testing1
Performance1
Web Standards1
UI Libraries2
JavaScript Libraries2
Tracking & Analytics5
G
Google Analytics
G
Google Tag Manager
J
jsDelivr
A
Amazon CloudFront
C
Cloudflare

How much traffic does Iwoca get?

Traffic & Engagement

387.4K
Monthly Visits
+22.8%
2.8
Pages/Visit
4:32
Avg. Duration
60%
Bounce Rate
Monthly Traffic Trend+22%
317.2K
Oct 2025
Oct
315.6K
Nov 2025
Nov
387.4K
Dec 2025
Dec

Rankings

#106,855
Global Rank
#6,047
United Kingdom Rank
Finance
Category

Backlinks & Authority

52.4K
Backlinks
4.0K
Ref. Domains
42
Authority Score
Low
Penalty Risk
Backlinks Trend+76%
29.7K
Jul 2025
Jul
29.6K
Aug 2025
Aug
28.4K
Sep 2025
Sep
31.3K
Oct 2025
Oct
54.0K
Nov 2025
Nov
52.4K
Dec 2025
Dec

Search Traffic

Organic
61.4K
Paid
8.9K

Top Organic Keywords

#1iwoca
14,800 vol22.3%
#1iwoca login
2,900 vol4.3%
#1iwoca log in
880 vol1.3%
#4business loans and
14,800 vol1.2%
#1lending business loans
2,400 vol1.1%

Where is Iwoca's audience located?

🇬🇧United Kingdom93.8%
🇵🇰Pakistan1.9%
🇳🇱Netherlands1.1%
🇮🇳India1.1%
🇺🇸United States0.7%

Device Distribution

Desktop18.1%
Mobile81.9%

What keywords does Iwoca rank for?

5 keywords
1iwoca11.9K vol$17.21
2capital on tap36.4K vol$1.10
3iwoca login1.1K vol$7.90
4youlend12.2K vol$14.70
5pay corporation tax8.6K vol$3.53

How is Iwoca's SEO?

Meta Tags

title56 chars

Business Loans - Flexible Funding from £1K to £1,000,000

description186 chars

Get a quick decision on iwoca business loans ranging from £1,000 to £1,000,000. Repay in 1 day to 24 months with no penalty for early repayment. Fast, flexible finance for UK businesses.

languageEN

H1 Tags

h1Business finance for the moments that matter
h1Business finance for the moments that matter

Schema Types

Product

Who works at Iwoca?

Loading leads...

What do customers think of Iwoca?

iwoca

iwoca

4.8
11,175 reviews
✓ Claimed

Categories

Non-Bank Financial Service#58

Activity & Engagement

Reply Rate
96.36363636363636%
Avg. Reply Time
4.0 days
Claimed Date
5/12/2014

Contact Information

Address:
101 New Cavendish Street
London, GB

Reviews (20)

Filter by rating:
Philip Griessel
1/19/2026
🇬🇧 United Kingdom27 reviewsAFSv2Verified3 reviews on this domain
Experience date: 1/6/2026
Great option for SME looking for quick funding

I started with a small loan which I've built up and increased over time. Great product for a new SME looking for a small loan quickly with no hassles.

Yazgan
1/17/2026
🇬🇧 United Kingdom12 reviewsAFSv2Verified
Experience date: 1/16/2026
The process is very smooth

The process is very smooth

AdamJMerrifieldVerified
1/17/2026
🇬🇧 United Kingdom5 reviewsOrganicUnverified
Experience date: 6/27/2025
Great company

Great company, simple application process, supportive customer service. Highly recommended, would use again.

Dorcas karakadzayi
1/17/2026
🇬🇧 United Kingdom18 reviewsAFSv2Verified
Experience date: 1/9/2026
Service is super efficient timely…

Service is super efficient timely delivery very professional on point

Abdul
1/17/2026
🇬🇧 United Kingdom6 reviewsAFSv2Verified
Experience date: 1/16/2026
Just in good times

With having a float of money in account its difficult in these times as bills sour throw roof . And to have business run smoothly without any hiccups you're plan came just in time.. Especially pay after 30 days brilliant

Frequently Asked Questions about Iwoca

What is Iwoca's Revenue?
Iwoca generates approximately $133M in annual revenue. With 573 employees, that's $232,820 per employee.
What does Iwoca do?
Get a quick decision on iwoca business loans ranging from £1,000 to £1,000,000. Repay in 1 day to 24 months with no penalty for early repayment. Fast, flexible finance for UK businesses.
How fast is Iwoca growing?
Iwoca has grown by 22.8% in the last 6 months according to traffic data. employee count has changed by 22% year over year.
How do people interact with Iwoca?
When visiting Iwoca, visitors view an average of 2.8 pages per visit, and spend around 4:32 on the site, and the bounce rate is 59.9%.
How do people find Iwoca?
317.2K people (82%) visit Iwoca directly. 61.4K (16%) find them through organic search. 8.9K (2%) come through paid advertising.
Who uses Iwoca?
Iwoca's top market is United Kingdom with 363.4K visitors (93.8%). Pakistan is 2nd with 7.6K (1.9%). Netherlands is 3rd with 4.4K (1.1%).
What technologies does Iwoca use?
Iwoca uses 23 technologies across their website including Fonts, Security, Programming Languages. Key technologies include Font Awesome, HSTS, PHP.
Who are Iwoca's competitors?
Iwoca's main competitors include Turnkey Lender, Plaid, Fundbox, Fundera, Tradeweb. These companies operate in similar markets and compete for the same customer base.
What do customers think of Iwoca?
Iwoca has a Trustpilot score of 4.8 out of 5 (5 stars) based on 11,175 customer reviews.

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What are Iwoca's key pages?

Export iwoca.co.uk Data

Download the complete tech stack, analytics, leads, and company data for iwoca.co.uk in JSON or CSV format. Use it for your sales pipeline, competitive analysis, or research.

Raw JSON Data

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About iwoca.co.uk

Get a quick decision on iwoca business loans ranging from £1,000 to £1,000,000. Repay in 1 day to 24 months with no penalty for early repayment. Fast, flexible finance for UK businesses.

Company Overview

iwoca.co.uk
Website
finance
Industry
#183,366
Global Rank
226.3K
Monthly Visitors
23
Technologies
25+
Employees

Contact iwoca.co.uk

Technology Stack

iwoca.co.uk uses 23 technologies across their website including Font Awesome, HSTS, PHP, and more.

Fonts

Font Awesome

Security

HSTS

Programming Languages

PHP

CMS

Contentful, Webflow

CDN

cdnjs, jsDelivr

Cloud & Hosting

AWS CloudFront, Cloudflare

Traffic & Audience

226.3K
Monthly Visits
42%
Bounce Rate
3.5
Pages/Visit
3:07
Avg. Duration

iwoca.co.uk receives approximately 226.3K monthly visitors and ranks #183,366 globally. The website has a bounce rate of 42% with visitors viewing an average of 3.5 pages per visit. Users spend an average of 3:07 on the site.

The majority of iwoca.co.uk's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is iwoca.co.uk?
Get a quick decision on iwoca business loans ranging from £1,000 to £1,000,000. Repay in 1 day to 24 months with no penalty for early repayment. Fast, flexible finance for UK businesses.
What technologies does iwoca.co.uk use?
iwoca.co.uk uses 23 technologies including Font Awesome, HSTS, and 17 more. View the full tech stack analysis above.
How do I contact iwoca.co.uk?
You can contact iwoca.co.uk via email at [email protected].
What are iwoca.co.uk's social media accounts?
iwoca.co.uk is active on twitter, youtube, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
Is iwoca.co.uk hiring?
Check iwoca.co.uk's careers page for current job openings and opportunities. The company has 25+ known employees.
How popular is iwoca.co.uk?
iwoca.co.uk receives approximately 226.3K monthly visitors and ranks #183,366 globally. Traffic is growing by 6.7% month-over-month.

Related Searches

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This page provides publicly available information about iwoca.co.uk. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit iwoca.co.uk directly at https://iwoca.co.uk.