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Kredito: The Financial OS for Chilean Businesses
A $4.4M revenue fintech solving cash flow chaos for 42 employees and growing.
While traditional banks treat business finance as a series of disconnected transactions, Kredito is building a unified operating system for Chilean treasury management. They've quietly grown to $4.4M in revenue by solving one specific pain point: keeping cash flow visible and accessible.
"Kredito isn't just another invoice financing shop—they're building the financial command center for modern Chilean businesses."
The Founder's Obsession
With a lean team of 42, Kredito has achieved remarkable efficiency. Their revenue-to-employee ratio of $104,762 suggests a focused, product-led growth strategy. The founders—Lukas Burns (CTO) and Rodrigo Heiremans (Developer)—are clearly engineers first, which explains their tech-heavy approach to financial services.
Traffic & SEO Strategy
Their 11.8K monthly visits reveal a sophisticated content strategy. The top organic keyword 'kredito' (2.5K volume) shows strong brand recall, while long-tail queries like 'donde puedo meter mi dinero y que la tesorería no lo toque' (180 volume) demonstrate they're capturing high-intent, specific pain points. 57% organic traffic is exceptional for a fintech in a crowded market.
The tech stack reveals their priorities: jQuery and Tailwind CSS suggest a modern, maintainable frontend, while Cloudflare and Amazon S3 indicate serious infrastructure thinking. They're not just building features—they're building a scalable platform. The presence of Clarity alongside Google Analytics shows they're obsessed with user behavior, not just vanity metrics.
- Invoice financing (adelanto de facturas) for immediate cash flow
- Business accounts for payments and payroll management
- Treasury tools to prevent funds from being 'locked up'
- Integrated reporting suite for financial visibility
The Verdict: A Platform Play in Disguise
Kredito is positioning itself as the Stripe for Chilean business finance—beyond just lending to become the financial OS.
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Pagos y Adelanto de Facturas para Empresas | Kredito.cl
Accede a capital de trabajo, adelanto de facturas, una cuenta empresa para pagos y nóminas y herramientas de reportería todo en un solo lugar.
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About kredito.cl
Accede a capital de trabajo, adelanto de facturas, una cuenta empresa para pagos y nóminas y herramientas de reportería todo en un solo lugar.
Company Overview
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Technology Stack
kredito.cl uses 23 technologies across their website including Google Fonts, HSTS, Webflow, and more.
Fonts
Google Fonts
Security
HSTS
CMS
Webflow
CDN
cdnjs, jsDelivr
Cloud & Hosting
Amazon S3, AWS CloudFront, Cloudflare
Email Marketing
Customer.io
Traffic & Audience
kredito.cl receives approximately 11.8K monthly visitors and ranks #1,343,339 globally. The website has a bounce rate of 41% with visitors viewing an average of 5.0 pages per visit. Users spend an average of 2:28 on the site.
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