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Mozaic: The AI-Powered Payout Engine for Creators
How a $51M-backed fintech is automating revenue sharing for the creator economy.
In an economy where creators are treated like independent contractors but paid like manual laborers, Mozaic is building the automated infrastructure to fix the backend of the creator economy. They aren't chasing eyeballs; they are chasing the flow of money.
"Mozaic isn't building a product for creators; they are building the financial plumbing for the entire creative industry."
The Efficiency Paradox
With just 36 employees generating $7.2M in revenue, Mozaic boasts a revenue-per-employee ratio of roughly $200k. This is a lean operation for a fintech handling complex financial compliance. It suggests a highly automated, software-centric model where manual intervention is minimal. They are scaling revenue faster than headcount—a hallmark of efficient SaaS architecture.
The Creator-First Narrative
Mozaic’s leadership, including CEO Marcus Cobb and Head of Product John O'Connor, has positioned the platform not just as a payment processor, but as a strategic partner. With John Keefe leading Music & Creator Partnerships, they are deeply embedded in the industry's specific pain points—specifically, the nightmare of splitting royalties and ad revenue among collaborators without drowning in administrative overhead.
The traffic data reveals a fascinating behavioral insight. Direct traffic accounts for 45% of visits, significantly higher than the organic search share (32%). This indicates strong brand recall; users aren't stumbling upon Mozaic via SEO—they are typing 'mozaic.io' directly into their browsers. This is the behavior of a utility tool that sits on the bookmarks bar of a studio manager or a creator's accountant.
- AI-Powered Splitting: Automates complex revenue distribution logic that usually requires manual spreadsheets.
- Fintech Compliance: With Rachel Trujillo as VP of Risk & Compliance, the platform handles the heavy regulatory lifting required for payments.
- Niche Dominance: Capturing specific search intent like 'YouTube revenue-split' suggests they are solving granular problems for specific platforms.
The Verdict: Infrastructure Over Influencers
Mozaic is betting that the real value in the creator economy lies in the transaction layer, not the content layer.
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Payouts designed for creators | Mozaic
Mozaic is the creator-first payments platform that seamlessly automates revenue sharing for creators and businesses.
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About mozaic.io
Mozaic is the creator-first payments platform that seamlessly automates revenue sharing for creators and businesses.
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mozaic.io uses 28 technologies across their website including Font Awesome, Google Fonts, HSTS, PHP, and more.
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Amazon Web Services, Cloudflare
Traffic & Audience
mozaic.io receives approximately 5.9K monthly visitors and ranks #3,245,298 globally. The website has a bounce rate of 40% with visitors viewing an average of 1.9 pages per visit. Users spend an average of 0:23 on the site.
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