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PayMe: The Invisible Infrastructure of Finance
How a 78-person team built the embedded backbone for 123k monthly users
Most fintech startups fight for the customer's attention. PayMe does the opposite: it disappears. This Israeli-born company isn't building a consumer app; it's building the invisible plumbing that lets any platform become a bank. With 123,381 monthly visits and 53% direct traffic, they're not chasing users—they're becoming infrastructure.
"The best fintechs don't build products—they build platforms others build products on."
The Invisible Middleman
PayMe's genius is in its anonymity. Their top keyword isn't a product name—it's simply 'payme' (13,660 monthly searches). This suggests users aren't searching for PayMe; they're searching for what PayMe enables. With 74.7% traffic from undefined geography, they've achieved something rare: a fintech that scales beyond borders without forcing users to know who's behind the curtain. Their 53% direct traffic is the ultimate validation—when you're infrastructure, people don't browse, they come straight to you.
The Embedded Finance Playbook
While competitors chase B2C hype, PayMe targets the B2B2C gold rush. Their 3,770 backlinks and 29% organic search traffic suggest they're winning the SEO war for 'embedded finance' terms. The company's tech stack—jQuery, Tailwind, Cloudflare—reads like a pragmatic, performance-focused team that ships fast. With only 2 Trustpilot reviews (3.7/5), they're clearly not a consumer-facing brand. This is a developer-first company, and their $16.4M revenue on 78 employees shows it: ~$210K revenue per employee.
The real tell is in their keyword strategy. Beyond 'payme' itself, they rank for 'pay me entrance' (60 monthly searches in Hebrew) and 'payme pos' (170 monthly searches). This isn't random—it's a deliberate focus on specific verticals and geographies. The Hebrew keyword suggests strong Israeli market penetration (where the company is based), while 'POS' indicates they're targeting physical commerce, not just digital. This is a company that's found its niche and is doubling down.
- Revenue-per-employee ratio of ~$210K suggests efficient, product-led growth
- 53% direct traffic indicates strong brand recall and repeat usage
- Hebrew keywords reveal deep Israeli market penetration
- POS-focused keywords show expansion into physical commerce
The Infrastructure Thesis Wins
PayMe isn't sexy, but infrastructure rarely is. With 78 employees and $16.4M in revenue, they're proving that the real money in fintech isn't in building the next Venmo—it's in becoming the Stripe for emerging markets. Their 53% direct traffic and 29% organic search share suggest they've already won the awareness battle. The question isn't whether embedded finance is the future; it's whether PayMe will be the plumbing that powers it.
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https://payme.io/wp-content/uploads/2022/09/PayMeCover.png
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Home - PayMe
Embedded financial ecosystem - Enabling platforms, marketplaces, FinTechs and banks to embed financial offerings into their products.
PayMe - Financial Services for Platforms & Marketplaces
Embedded financial ecosystem - Enabling platforms, marketplaces, FinTechs and banks to embed financial offerings into their products
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Reviews (2)
Excellent customer service
Excellent customer service. Friendly and efficient. Had a problem that was stopping my payments and they fixed it within 5 minutes!
The worst payments system for small businesses
I originally wrote this on PayMe's previous website's profile here (payme.co.il / paymeservice.com) but they have since changed their domain to payme.io so I'm transferring this review accordingly. PayMe is the worst payment/credit processing system for businesses I have used. They have no customer support: They reply after at least 3-6 days, and they don't even have a phone number. Their website had many technical issues, from the log in option (whose URL they change without informing customers) to account settings, etc. In general, this "financial company" operates in a shady way, and as their (past) customer I don't recommend them.
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About payme.io
Embedded financial ecosystem - Enabling platforms, marketplaces, FinTechs and banks to embed financial offerings into their products.
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Technology Stack
payme.io uses 17 technologies across their website including Font Awesome, HSTS, PHP, and more.
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Font Awesome
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HSTS
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PHP
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WordPress
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Cloudflare
E-commerce & Payments
Magento, WooCommerce
Traffic & Audience
payme.io receives approximately 123.4K monthly visitors and ranks #302,947 globally. The website has a bounce rate of 42% with visitors viewing an average of 2.4 pages per visit. Users spend an average of 0:55 on the site.
The majority of payme.io's traffic comes from undefined, undefined, .
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This page provides publicly available information about payme.io. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit payme.io directly at https://payme.io.