9:41
rategenius.com
Screenshot of rategenius.com
rategenius.com favicon

rategenius.com

22 technologies
VerifiedVisit33.5K/mo$28M20022 Tech
Deep Dive

RateGenius: The $27M Auto Refi Powerhouse

How a niche fintech carved a profitable niche in a crowded market

In a world obsessed with neobanks and crypto, RateGenius quietly built a $27M revenue engine by doing one thing exceptionally well: refinancing auto loans. They're not chasing shiny objects—they're lowering monthly payments for real drivers, one transaction at a time.

$27.9M
Annual Revenue
33.5K
Monthly Visits
50%
Organic Traffic
4.0
Trustpilot Score (4K+ reviews)

"They don't need to be the biggest bank on the block—they just need to be the smartest at connecting borrowers to the right lenders."

The Traffic Paradox

With only 33.5K monthly visits, RateGenius punches above its weight. Their secret? 50% organic traffic and 42% direct traffic—meaning people actively seek them out or remember their name. This isn't viral growth; it's disciplined, referral-driven stickiness in a transactional industry.

The Real Product Isn't Software

RateGenius's 200 employees aren't just writing code—they're managing lender relationships. Their VP of Lender Management and loan officers are the human layer in a digital process. This hybrid model (tech platform + human touch) explains their 4.0 Trustpilot score with 4,037 reviews.

Their tech stack reveals a pragmatic approach: jQuery, Bootstrap, and Tailwind CSS for the frontend, Google Analytics for tracking, and Cloudflare for security. No fancy frameworks or blockchain—just reliable, cost-effective tools. This isn't a company burning cash on bleeding-edge tech; they're focused on conversion and trust.

  • Niche focus: Auto loan refinancing only—no mortgages, no personal loans, no distractions
  • Lender-first model: They're a marketplace, not a bank, taking a cut from partner lenders
  • Content moat: Blog targets high-intent keywords like 'trade in value vs retail value' (370 monthly searches)
  • Legacy login system: Still using legacy.rategenius.com—signaling a mature platform that prioritizes stability over flashy updates
They DON'T offer checking accounts
They DO specialize in one vertical
They DON'T originate loans themselves
They DO connect borrowers to 150+ lenders
They DON'T chase Gen Z with TikTok ads
They DO prioritize trust over hype

RateGenius is the anti-fintech fintech

In a market chasing growth at all costs, they prove that focused execution on a single pain point—high car payments—can build a sustainable, profitable business without raising venture capital hype cycles.

What tech stack does Rategenius use?

32 detected
Security1
Programming Languages1
CDN1
Privacy & Consent1
A/B Testing1
Performance1
Web Standards1
UI Libraries1
JavaScript Libraries2
Tracking & Analytics10
G
Google Analytics
G
Google Tag Manager
M
Microsoft Ads (Bing)
C
Cloudflare
G
Google Tag Manager
A
Amazon CloudFront
B
Bing
G
Google Analytics
G
Google DoubleClick
G
Google Static

How much traffic does Rategenius get?

Traffic & Engagement

33.5K
Monthly Visits
4.4
Pages/Visit
1:10
Avg. Duration
52%
Bounce Rate
Monthly Traffic Trend-12%
38.0K
Oct 2025
Oct
39.4K
Nov 2025
Nov
33.5K
Dec 2025
Dec

Traffic Sources

Search
50%
Direct
42%
Social
1%
Referrals
6%
Email
0%
Paid
2%

Where is Rategenius's audience located?

🌍95.4%
🌍2.7%
🌍1.9%

What keywords does Rategenius rank for?

5 keywords
1rate genius510 vol$5.34
2rategenius470 vol$5.34
3trade in value vs retail value370 vol
4car ltv290 vol
5i love cheap cars tulsa reviews250 vol

How is Rategenius's SEO?

Open Graph Image

OG Image preview
og:image

https://www.rategenius.com/wp-content/uploads/coming-soon.png

Meta Tags

title65 chars

Refinance Your Auto Loan - Lower Car Payments with RateGenius.com

description153 chars

Find the best auto loan refinance savings by comparing today's rates. Refinance your auto loan to lower your interest rate and enjoy a lower car payment!

languageEN-US

H1 Tags

h1Refinance your auto loan and save.

Schema Types

Unknown

Who works at Rategenius?

Loading leads...

What do customers think of Rategenius?

Rategenius

Rategenius

4.0
4,037 reviews
✓ Claimed

Categories

Money & Insurance#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days
Claimed Date
6/10/2015

Contact Information

Address:
9300 United Drive, Suite 180
Austin, US

Reviews (20)

Filter by rating:
Tanner
12/30/2025
🇺🇸 United States2 reviewsOrganicUnverified
Experience date: 12/29/2025
She was very good at her job and helped…

She was very good at her job and helped me all the way through and did frequent check ups and updates. Would prefer anyone to go to her. Very professional and very good

Christopher Doherty
12/24/2025
🇺🇸 United States1 reviewsOrganicUnverified
Experience date: 12/23/2025
My representative was very responsive…

My representative was very responsive and kept me appraised of every step. Flawless execution.

Gail Laudon
12/18/2025
🇺🇸 United States1 reviewsOrganicUnverified
Experience date: 12/17/2025
My loan was handled by Mick and he was…

My loan was handled by Mick and he was more than helpful and explained things every step of the process.

Bryan Phelps
12/18/2025
🇺🇸 United States2 reviewsOrganicUnverified
Experience date: 12/18/2025
Matt did great and answered all of my…

Matt did great and answered all of my questions, putting together the new loan very quickly.

W A Gooch
12/8/2025
🇺🇸 United States4 reviewsOrganicUnverified
Experience date: 12/5/2025
Quick and honest service

Quick and honest service. Very easy to apply and receive information about refinancing my vehicle. Very nice folks to work with.

Frequently Asked Questions about Rategenius

What is Rategenius's Revenue?
Rategenius generates approximately $28M in annual revenue. With 200 employees, that's $139,750 per employee. The company has raised $2M in total funding.
What does Rategenius do?
Find the best auto loan refinance savings by comparing today's rates. Refinance your auto loan to lower your interest rate and enjoy a lower car payment!
How fast is Rategenius growing?
Rategenius employee count has changed by -25% year over year.
What technologies does Rategenius use?
Rategenius uses 22 technologies across their website including Fonts, Security, Programming Languages. Key technologies include Google Fonts, reCAPTCHA, PHP.
Who are Rategenius's competitors?
Rategenius's main competitors include Caribou, AUTOPAY, Tresl, MotoRefi, LendingTree. These companies operate in similar markets and compete for the same customer base.
What do customers think of Rategenius?
Rategenius has a Trustpilot score of 4.0 out of 5 (4 stars) based on 4,037 customer reviews.

Export Data

Unlock all exports

Download CSVs, JSONs & full reports

How to contact Rategenius?

What are Rategenius's key pages?

Export rategenius.com Data

Download the complete tech stack, analytics, leads, and company data for rategenius.com in JSON or CSV format. Use it for your sales pipeline, competitive analysis, or research.

Raw JSON Data

Click "Show" to view the raw API response data

About rategenius.com

Find the best auto loan refinance savings by comparing today's rates. Refinance your auto loan to lower your interest rate and enjoy a lower car payment!

Company Overview

rategenius.com
Website
finance
Industry
#647,419
Global Rank
33.5K
Monthly Visitors
22
Technologies

Contact rategenius.com

Technology Stack

rategenius.com uses 22 technologies across their website including Google Fonts, reCAPTCHA, PHP, and more.

Fonts

Google Fonts

Security

reCAPTCHA

Programming Languages

PHP

CMS

WordPress

CDN

cdnjs

Cloud & Hosting

Amazon S3, AWS CloudFront, Cloudflare

Traffic & Audience

33.5K
Monthly Visits
52%
Bounce Rate
4.4
Pages/Visit
1:10
Avg. Duration

rategenius.com receives approximately 33.5K monthly visitors and ranks #647,419 globally. The website has a bounce rate of 52% with visitors viewing an average of 4.4 pages per visit. Users spend an average of 1:10 on the site.

The majority of rategenius.com's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is rategenius.com?
Find the best auto loan refinance savings by comparing today's rates. Refinance your auto loan to lower your interest rate and enjoy a lower car payment!
What technologies does rategenius.com use?
rategenius.com uses 22 technologies including Google Fonts, reCAPTCHA, and 16 more. View the full tech stack analysis above.
How do I contact rategenius.com?
You can contact rategenius.com through their contact page.
What are rategenius.com's social media accounts?
rategenius.com is active on twitter, youtube, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
Is rategenius.com hiring?
Check rategenius.com's careers page for current job openings and opportunities.
How popular is rategenius.com?
rategenius.com receives approximately 33.5K monthly visitors and ranks #647,419 globally. Traffic is declining by 15.1% month-over-month.

Related Searches

rategenius.com pricingrategenius.com reviewsrategenius.com alternativesrategenius.com loginrategenius.com careerswhat is rategenius.comrategenius.com tech stackrategenius.com contactrategenius.com vs competitorsrategenius.com featureshow to use rategenius.comrategenius.com integrations

This page provides publicly available information about rategenius.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit rategenius.com directly at https://rategenius.com.