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ratehub.ca
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ratehub.ca

20 technologies
VerifiedVisit1.1M/mo$16M12220 Tech25 Leads
Deep Dive

Ratehub: The Canadian Fintech Powerhouse

How a comparison engine captured 1M monthly users by owning the mortgage funnel

Ratehub isn't just a comparison site; it's the default entry point for Canadian real estate financing. By solving the 'trust gap' in financial services, they've built a $15.9M revenue machine on the back of organic search dominance.

1.05M
Monthly Visits
69%
Organic Traffic
$15.9M
Annual Revenue
122
Headcount

"They don't compete on rates; they compete on intent. Ratehub wins when you search 'mortgage calculator' before you even talk to a bank."

The SEO Moat

With 8.3 million backlinks and ownership of high-intent keywords like 'mortgage calculator' (889K monthly volume), Ratehub has effectively monopolized the top of the funnel. They capture the user before the banks even know the user exists, turning search traffic into high-value lead generation.

The Trust Equation

86 Trustpilot reviews and a 4.3/5 rating might seem modest, but in the hyper-conservative Canadian financial sector, it's a fortress. By aggregating choice, they position themselves as the neutral advisor—a role banks can't play and competitors struggle to fund.

The company's tech stack reveals a focus on speed and scale. Utilizing Tailwind CSS, Bootstrap, and PWA standards ensures the site loads instantly for users hunting rates. Meanwhile, Datadog RUM and Cloudflare protect the infrastructure handling over a million monthly queries.

  • Capital Efficiency: Generating $130k revenue per employee, indicating high automation and lean operations.
  • Traffic Concentration: 90.9% of traffic is domestic, proving deep local market penetration but highlighting a potential risk in geographic diversification.
  • Product Expansion: Moving beyond mortgages into credit cards and insurance suggests a strategy to increase Customer Lifetime Value (CLV) once the initial mortgage trust is established.
They do not lend money directly.
They own the data and the user intent.
They do not own the final transaction.
They monetize via lead generation and referral fees.
They are vulnerable to Google algorithm updates.
They act as the gatekeeper for Canada's largest asset class.

The Ultimate Middleman

Ratehub proves that in fintech, owning the search bar is more profitable than owning the balance sheet.

What tech stack does Ratehub use?

35 detected
Security1
Programming Languages1
Cloud & Hosting1
Web Standards2
UI Libraries1
Frontend Frameworks1
Tracking & Analytics15
F
Facebook Pixel
G
Google Analytics
G
Google Tag Manager
H
Heap
H
Hotjar
H
Hotjar
G
Google Tag Manager
G
Google DoubleClick
G
Google Analytics
H
Hotjar
F
Facebook Pixel
G
Google APIs
F
Facebook
G
Google Static
G
Google AdSense

How much traffic does Ratehub get?

Traffic & Engagement

507.7K
Monthly Visits
-11.0%
2.1
Pages/Visit
5:50
Avg. Duration
66%
Bounce Rate
Monthly Traffic Trend-35%
782.9K
Oct 2025
Oct
570.6K
Nov 2025
Nov
507.7K
Dec 2025
Dec

Rankings

#85,884
Global Rank
#2,232
Canada Rank
Banking
Category

Backlinks & Authority

8.3M
Backlinks
14.6K
Ref. Domains
55
Authority Score
Low
Penalty Risk
Backlinks Trend-11%
9.4M
Jul 2025
Jul
8.6M
Aug 2025
Aug
8.2M
Sep 2025
Sep
8.4M
Oct 2025
Oct
8.5M
Nov 2025
Nov
8.3M
Dec 2025
Dec

Search Traffic

Organic
648.2K
Paid
881

Top Organic Keywords

#4mortgage calculator
368,000 vol3.9%
#1ratehub
27,100 vol3.5%
#1land transfer tax calculator
14,800 vol1.9%
#1ratehub mortgage calculator
8,100 vol1.0%
#1car insurance quotes
22,200 vol0.9%

Where is Ratehub's audience located?

🇨🇦Canada91.8%
🇺🇸United States4.6%
🇮🇳India1.0%
🇬🇧United Kingdom0.7%
🇨🇳China0.3%

Device Distribution

Desktop65.3%
Mobile34.7%

What keywords does Ratehub rank for?

5 keywords
1mortgage calculator889.2K vol$1.18
2ratehub8.4K vol$2.05
3ratehub mortgage calculator3.1K vol$1.35
4mortgage rates228.6K vol$2.28
5mortgage rates canada5.5K vol$0.75

How is Ratehub's SEO?

Open Graph Image

OG Image preview
og:image

https://www.ratehub.ca/static/FB-opengraph-1200x630.jpg

Meta Tags

title59 chars

Ratehub.ca: Compare Mortgages and Personal Finance Products

description153 chars

We are champions of choice. Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. Shop and save today!

languageEN-CA

H1 Tags

h1The best rates live here
h1Ratehub Inc. asks for your consent to use your personal data to:
h1Manage your data

Schema Types

Organization

Who works at Ratehub?

Loading leads...

What do customers think of Ratehub?

Ratehub.ca

Ratehub.ca

4.3
86 reviews
✓ Claimed

Categories

Price Comparison Site#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days
Claimed Date
5/25/2023

Contact Information

Address:
20 Queen Street West
Toronto, CA

Reviews (20)

Filter by rating:
Ben Dong Gong
1/14/2026
🇨🇦 Canada3 reviewsOrganicUnverified
Experience date: 12/23/2025
My mortgage renew during the Christmas…

My mortgage renew during the Christmas time,My wife and I provide updated information as required,from the beginning what kind of mortgage I need to best rate I signed ,Mitul Patel provide us professional job,Thank you very much!Definitely recommend anyone who need their mortgage done a excellent job!

James Gustafson
1/13/2026
🇨🇦 Canada1 reviewsOrganicUnverified
Experience date: 12/13/2025
Amro made the process painless

Amro made the process painless, and answered all questions effectively. Great rate, great terms, great service!

Pankaj
1/13/2026
🇨🇦 Canada5 reviewsOrganicUnverified
Experience date: 12/12/2025
Mitul is extremely knowledgeable

Mitul was extremely professional, responsive, and knowledgeable throughout our entire mortgage process. He guided us clearly at every step and made a complicated process feel smooth and stress-free. When an unexpected title insurance premium came up, Mitul went above and beyond to get it resolved, which we truly appreciated. His communication, dedication, and attention to detail gave us a lot of confidence from start to finish. I would highly recommend Mitul to anyone looking for a trustworthy and reliable mortgage professional.

Franklin
1/7/2026
🇨🇦 Canada1 reviewsOrganicUnverified
Experience date: 12/1/2025
Brian was very professional and…

Brian was very professional and attentive and was available at every step of my mortgage renewal process. This was a stark contrast to the service I received at all the big lenders. On top of this, Brian helped me secure the best rate out of all the lenders I reached out to. Pleasure working with Brian and Ratehub.

jeremy lebreton
1/7/2026
🇨🇦 Canada3 reviewsOrganicUnverified
Experience date: 1/6/2026
Great advice and prompt responses

I had a great experience with ratehub more specifically our broker Mitul, he went above and beyond to answer our questions quickly and get things moving. I highly recommend him and ratehub.

Frequently Asked Questions about Ratehub

What is Ratehub's Revenue?
Ratehub generates approximately $16M in annual revenue. With 122 employees, that's $130,000 per employee. The company has raised $13M in total funding.
What does Ratehub do?
We are champions of choice. Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. Shop and save today!
How fast is Ratehub growing?
Ratehub has declined by 11.0% in the last 6 months according to traffic data. employee count has changed by -18% year over year.
How do people interact with Ratehub?
When visiting Ratehub, visitors view an average of 2.1 pages per visit, and spend around 5:50 on the site, and the bounce rate is 66.3%.
How do people find Ratehub?
648.2K (128%) find them through organic search. 881 (0%) come through paid advertising.
Who uses Ratehub?
Ratehub's top market is Canada with 466.1K visitors (91.8%). United States is 2nd with 23.3K (4.6%). India is 3rd with 5.2K (1.0%).
What technologies does Ratehub use?
Ratehub uses 20 technologies across their website including Fonts, Security, Programming Languages. Key technologies include Google Fonts, HSTS, PHP.
Who are Ratehub's competitors?
Ratehub's main competitors include Port 443, Financial Horizons Group, Trust Infrastructure for Digital Evolution, DLT Labs, eBSEG. These companies operate in similar markets and compete for the same customer base.
What do customers think of Ratehub?
Ratehub has a Trustpilot score of 4.3 out of 5 (4 stars) based on 86 customer reviews.

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About ratehub.ca

We are champions of choice. Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. Shop and save today!

Company Overview

ratehub.ca
Website
finance
Industry
#53,829
Global Rank
1.1M
Monthly Visitors
20
Technologies
25+
Employees

Contact ratehub.ca

Technology Stack

ratehub.ca uses 20 technologies across their website including Google Fonts, HSTS, PHP, and more.

Fonts

Google Fonts

Security

HSTS

Programming Languages

PHP

CMS

Squarespace, WordPress

Cloud & Hosting

Cloudflare

Advertising

DoubleClick Floodlight, Google Ads, Facebook Pixel

Traffic & Audience

1.1M
Monthly Visits
52%
Bounce Rate
2.5
Pages/Visit
1:28
Avg. Duration

ratehub.ca receives approximately 1.1M monthly visitors and ranks #53,829 globally. The website has a bounce rate of 52% with visitors viewing an average of 2.5 pages per visit. Users spend an average of 1:28 on the site.

The majority of ratehub.ca's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is ratehub.ca?
We are champions of choice. Compare Canada's best mortgage rates, credit cards, insurance quotes, and banking & investment products. Shop and save today!
What technologies does ratehub.ca use?
ratehub.ca uses 20 technologies including Google Fonts, HSTS, and 14 more. View the full tech stack analysis above.
How do I contact ratehub.ca?
You can contact ratehub.ca via email at [email protected] or through their contact page.
What are ratehub.ca's social media accounts?
ratehub.ca is active on tiktok, twitter, youtube, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
Is ratehub.ca hiring?
Check ratehub.ca's careers page for current job openings and opportunities. The company has 25+ known employees.
How popular is ratehub.ca?
ratehub.ca receives approximately 1.1M monthly visitors and ranks #53,829 globally. Traffic is declining by 5.5% month-over-month.

Related Searches

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This page provides publicly available information about ratehub.ca. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit ratehub.ca directly at https://ratehub.ca.