9:41
rates.ca
Screenshot of rates.ca
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rates.ca

23 technologies
VerifiedGrowingVisit263.0K/mo$67M41523 Tech25 Leads
Deep Dive

Rates.ca: The Comparison Engine

How a Canadian fintech scaled to $67M by mastering the lead generation game.

In the opaque world of Canadian finance, Rates.ca didn't just enter the market; they built a massive, algorithmic funnel. They aren't a bank or an insurer—they are the digital middleman aggregating the best rates, turning comparison into a $67.4M revenue engine.

$67.4M
Annual Revenue
415
Employees
263K
Monthly Visits
82K+
Backlinks

"They don't sell products; they sell the ability to choose, monetizing the moment of intent."

The Traffic Moat

With 59% of its 263,000 monthly visits coming from organic search, Rates.ca has built a formidable SEO fortress. Ranking for high-intent keywords like 'car insurance quotes' (110K monthly volume) allows them to capture users at the exact moment of purchase intent, bypassing the high costs of paid acquisition.

Trust at Scale

In a high-stakes industry, trust is currency. With 6,531 Trustpilot reviews and a 4.1/5 rating, Rates.ca has social proof to back its claims. This volume of reviews acts as a conversion layer, reassuring users comparing sensitive financial products like mortgages and credit cards.

The company's tech stack—relying on jQuery, Tailwind, and Bootstrap—suggests a pragmatic, stable architecture rather than chasing bleeding-edge frameworks. This focus on functionality over flash keeps the platform fast and accessible, which is critical for maintaining SEO rankings and user retention in a comparison environment where milliseconds cost conversions.

  • Dominates 'best credit cards' and 'car insurance' search categories
  • Leverages major brokers and institutions to provide instant comparisons
  • Maintains a lean operational model with 415 employees generating $162k revenue per employee
Does not underwrite insurance or issue credit cards
Acts as a neutral aggregator, removing bias from the comparison
Limited global footprint (primarily Canada-focused)
Monetizes via lead generation fees and referral commissions

The Aggregator Advantage

Rates.ca proves that in financial services, owning the comparison layer is more profitable than owning the product.

What tech stack does Rates use?

41 detected
Security1
Programming Languages1
CDN1
Cloud & Hosting1
Customer Support1
A/B Testing1
UI Libraries2
JavaScript Libraries2
Tracking & Analytics18
F
Facebook Pixel
G
Google Analytics
G
Google Tag Manager
H
Heap
R
Reddit Pixel
M
Microsoft Ads (Bing)
G
Google APIs
C
Cloudflare
C
Cloudflare Insights
G
Google Tag Manager
G
Google Static
F
Facebook Pixel
B
Bing
R
Reddit
A
Analytics Service
G
Google Analytics
G
Google DoubleClick
F
Facebook

How much traffic does Rates get?

Traffic & Engagement

172.6K
Monthly Visits
-18.4%
5.3
Pages/Visit
7:08
Avg. Duration
40%
Bounce Rate
Monthly Traffic Trend-65%
487.4K
Oct 2025
Oct
211.5K
Nov 2025
Nov
172.6K
Dec 2025
Dec

Rankings

#204,697
Global Rank
#6,378
Canada Rank
Finance
Category

Backlinks & Authority

82.2K
Backlinks
6.6K
Ref. Domains
46
Authority Score
Low
Penalty Risk
Backlinks Trend+53%
53.8K
Jul 2025
Jul
50.5K
Aug 2025
Aug
50.5K
Sep 2025
Sep
71.5K
Oct 2025
Oct
78.0K
Nov 2025
Nov
82.2K
Dec 2025
Dec

Search Traffic

Organic
123.7K
Paid
679

Top Organic Keywords

#1ratesdotca
3,600 vol2.5%
#1rates
2,400 vol1.7%
#2best credit cards canada
12,100 vol0.9%
#4canada prime rate
22,200 vol0.8%
#8prime rate canada
40,500 vol0.8%

Where is Rates's audience located?

🇨🇦Canada91.0%
🇺🇸United States7.0%
🇮🇳India0.5%
🇬🇧United Kingdom0.3%
🇨🇾Cyprus0.2%

Device Distribution

Desktop55.6%
Mobile44.4%

What keywords does Rates rank for?

5 keywords
1best credit cards canada6.8K vol$8.51
2car insurance quotes111.0K vol$26.56
3rates.ca830 vol
4cheapest car insurance ontario3.0K vol$10.92
5belairdirect car insurance260 vol$9.65

How is Rates's SEO?

Open Graph Image

OG Image preview
og:image

https://rates.ca/sites/default/files/Ratesbot_Waving_400pxX2.original.png

Meta Tags

title48 chars

Compare Insurance, Mortgage Rates & Credit Cards

description153 chars

Rates.ca instantly finds your best rates for insurance, mortgage & credit cards by comparing quotes from major Canadian brokers & financial institutions.

og:title

Home

languageEN-CA

H1 Tags

h1Get a better rate.

Schema Types

Organization

Who works at Rates?

Loading leads...

What do customers think of Rates?

Rates.ca

Rates.ca

4.1
6,531 reviews
✓ Claimed

Categories

Business Insurance Company#3Auto Insurance Agency#2Home Insurance Agency#2Price Comparison Site#2Insurance Agency#6Renter's Insurance Agency#1

Activity & Engagement

Reply Rate
100%
Avg. Reply Time
1.0 days
Claimed Date
8/31/2020

Contact Information

Address:
225 King St W, Suite 1000
Toronto, CA

Reviews (20)

Filter by rating:
Russelle Cacho
1/18/2026
🇨🇦 Canada1 reviewsInvitationLinkApiVerified
Experience date: 1/13/2026
The customer was easy to deal with and…

The customer was easy to deal with and it was fast! No hassle.

Company Response1/20/2026

Hello Russelle, We're happy to hear that you had a fast and easy experience. Thank you for taking the time to leave us such positive feedback! All the best, Rates.ca

G Boyd
1/17/2026
🇨🇦 Canada1 reviewsInvitationLinkApiVerified
Experience date: 1/16/2026
A fantastic way to compare insurance…

A fantastic way to compare insurance rates across multiple different insurers

Company Response1/20/2026

Hello G Boyd, We're happy to hear that you found our service helpful for comparing insurance rates from various insurers. Thank you for sharing your positive experience with us! All the best, Rates.ca

NEIL
1/16/2026
🇨🇦 Canada2 reviewsInvitationLinkApiVerified
Experience date: 1/16/2026
Great explanation of quote and options.

Great explanation of quote and options.

Company Response1/20/2026

Hello Neil, We're happy to hear that our explanation of the options met your needs. Thank you for your positive feedback; we appreciate it. All the best, Rates.ca

Sandra Allen-McLennan
1/16/2026
🇨🇦 Canada1 reviewsInvitationLinkApiVerified
Experience date: 1/15/2026
Quick response

Quick response, professional, courteous and gave me the best rate, which I already had. Excellent service and already recommended to a friend.

Company Response1/16/2026

Hello Sandra, We're happy to hear that you received a quick and courteous response and the best rate. We appreciate you recommending us to a friend and value your business! All the best, Rates.ca

Margaret Seweryn
1/15/2026
🇨🇦 Canada1 reviewsInvitationLinkApiVerified
Experience date: 1/15/2026
Insurance quote

I’m a senior living off of my pensions and was quoted a lower amount on my vehicle and home insurance for the same coverage thru the same company that my other broker was using. Pays to shop around.

Company Response1/16/2026

Hello Margaret, We're happy to hear that you found better vehicle and home insurance rates with us while maintaining the same coverage. It's great you took the time to shop around and save money. Thank you for sharing your positive experience! All the best, Rates.ca

Frequently Asked Questions about Rates

What is Rates's Revenue?
Rates generates approximately $67M in annual revenue. With 415 employees, that's $162,500 per employee.
What does Rates do?
Rates.ca instantly finds your best rates for insurance, mortgage & credit cards by comparing quotes from major Canadian brokers & financial institutions.
How fast is Rates growing?
Rates has declined by 18.4% in the last 6 months according to traffic data. employee count has changed by 2% year over year.
How do people interact with Rates?
When visiting Rates, visitors view an average of 5.3 pages per visit, and spend around 7:08 on the site, and the bounce rate is 39.9%.
How do people find Rates?
48.3K people (28%) visit Rates directly. 123.7K (72%) find them through organic search. 679 (0%) come through paid advertising.
Who uses Rates?
Rates's top market is Canada with 157.2K visitors (91.0%). United States is 2nd with 12.0K (7.0%). India is 3rd with 811 (0.5%).
What technologies does Rates use?
Rates uses 23 technologies across their website including Fonts, Security, Programming Languages. Key technologies include Font Awesome, Google Fonts, HSTS, PHP.
Who are Rates's competitors?
Rates's main competitors include Port 443, Financial Horizons Group, Trust Infrastructure for Digital Evolution, DLT Labs, eBSEG. These companies operate in similar markets and compete for the same customer base.
What do customers think of Rates?
Rates has a Trustpilot score of 4.1 out of 5 (4 stars) based on 6,531 customer reviews.

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About rates.ca

Rates.ca instantly finds your best rates for insurance, mortgage & credit cards by comparing quotes from major Canadian brokers & financial institutions.

Company Overview

rates.ca
Website
finance
Industry
#137,518
Global Rank
263.0K
Monthly Visitors
23
Technologies
25+
Employees

Contact rates.ca

Technology Stack

rates.ca uses 23 technologies across their website including Font Awesome, Google Fonts, HSTS, PHP, and more.

Fonts

Font Awesome, Google Fonts

Security

HSTS

Programming Languages

PHP

CMS

Contentful, Drupal

CDN

cdnjs

Cloud & Hosting

Cloudflare

Traffic & Audience

263.0K
Monthly Visits
43%
Bounce Rate
4.3
Pages/Visit
2:25
Avg. Duration

rates.ca receives approximately 263.0K monthly visitors and ranks #137,518 globally. The website has a bounce rate of 43% with visitors viewing an average of 4.3 pages per visit. Users spend an average of 2:25 on the site.

The majority of rates.ca's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is rates.ca?
Rates.ca instantly finds your best rates for insurance, mortgage & credit cards by comparing quotes from major Canadian brokers & financial institutions.
What technologies does rates.ca use?
rates.ca uses 23 technologies including Font Awesome, Google Fonts, HSTS, and 17 more. View the full tech stack analysis above.
How do I contact rates.ca?
You can contact rates.ca via email at [email protected] or through their contact page.
What are rates.ca's social media accounts?
rates.ca is active on twitter, youtube, facebook, instagram. You can find links to all their social media profiles in the social section above.
Is rates.ca hiring?
Check rates.ca's careers page for current job openings and opportunities. The company has 25+ known employees.
How popular is rates.ca?
rates.ca receives approximately 263.0K monthly visitors and ranks #137,518 globally. Traffic is growing by 3.9% month-over-month.

Related Searches

rates.ca pricingrates.ca reviewsrates.ca alternativesrates.ca loginrates.ca careerswhat is rates.carates.ca tech stackrates.ca contactrates.ca vs competitorsrates.ca featureshow to use rates.carates.ca integrations

This page provides publicly available information about rates.ca. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit rates.ca directly at https://rates.ca.