webbank.com
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WebBank: The Invisible Engine of Fintech
The bank behind the brands powering the future of finance
Most users never see WebBank, but they've almost certainly used its services. This Utah-based industrial bank is the silent infrastructure behind countless fintech products, processing billions while remaining deliberately in the background.
"WebBank isn't building consumer brands—it's building the rails for everyone else's."
The Infrastructure Play
With just 237 employees generating $54.7M in revenue, WebBank achieves remarkable efficiency. That's $230K per employee—far above traditional banking averages. They're not competing for deposits; they're competing for partnerships. Their model is pure infrastructure: provide the banking charter, compliance framework, and capital access, while fintechs handle the user experience.
Traffic Tells the Story
With 25.8K monthly visits and a #872,301 global rank, WebBank's digital footprint seems modest—until you consider the context. This isn't a consumer-facing website; it's a corporate portal. The 51% direct traffic and 39% organic search suggest their partners and prospects actively seek them out. The top keyword 'webbank' (6,350 monthly searches) indicates strong brand recognition within the industry, not mass consumer awareness.
Their tech stack reveals a modern, scalable approach. Tailwind CSS, Bootstrap, and Ant Design suggest a focus on rapid UI development, while Google Analytics tracks every interaction. The presence of OpenCart, Magento, and Shopware hints at e-commerce integrations—likely for partner platforms. This isn't legacy banking software; it's built for the API economy.
- Industrial bank charter enables fintech partnerships at scale
- Lean operation with 237 employees generating $54.7M revenue
- Deliberate B2B positioning—no consumer-facing brand
- Modern tech stack built for API-first integration
The Invisible Giant Strategy
WebBank proves that in fintech, being the infrastructure often beats being the brand
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5 keywordsHow is Webbank's SEO?
Open Graph Image
https://assets.webbank.com/wbfavicon.png
Meta Tags
Home - WebBank
As the Bank Behind The Brand®, we empower fintech partners to drive innovation and financial inclusion.
WebBank - Homepage
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WebBank
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Reviews (4)
This is a horrible predatory bank
This is a horrible predatory bank. They don't lend to individuals, choosing instead to only provide loans to third-party companies. This forces you to go through them and pay excessively high origination fees to the third-party company. They issue very high-interest rates and fail to explain their business methods or how they receive kickbacks from those third-party companies for each loan deal. They became very angry when I confronted them about their predatory and potentially illegal business practices.
OH HELL NO! If I could give a minus score for…
If I could give a minus score for WebBank and AVANT, I would. Consumer BEWARE of their practices. AVANT just tacked on an $8.99 MONTHLY fee ON TOP of their RIDICULOUS interest rates. I personally will NEVER take a credit card that has an "annual fee" so imagine my anger when AVANT/WebBank suddenly added this new fee. That's an equivalent of $107.88 per year. I reported them to the FDIC for unfair practices and I am happy to share the response from WebBank, but let me just say the written response clarifies that WebBank has NO respect for their consumers. My inclination is to stop paying them, if I pay them off and cancel my card, it impacts my credit score, and if I cease to pay them, it impacts my credit score. Here's the thing: I am not in the market for any large purchases, so my credit score doesn't really matter. If I tank it over what I allege is unresponable business practices, oh well. And I see by others' reviews that I am not alone in the bad taste that WebBank and AVANT leave in my mouth. SHAME ON GREEDY COMPANIES! #BoycottWebBank #BoycottAVANT I am currently in touch with my legislators to put an end to what I allege is their unfair "bait and switch" practices. Time will tell. Meanwhile, be sure to tell all your friends and those you care about, to steer clear of anything WebBank related.
WebBank offers at least 2 credit cards
WebBank offers at least 2 credit cards, Avant and Oportun. 1 card they decided to just cancel with no notice etc due to inactivity for 90 days the other they decided to hike the interest rate to 35.9% for no legitimate reason, score is higher limits are higher, they just did it. Both are problematic. It may help build your credit but they destroy it with these actions after you become invested over time with them. Do not fall for it, get a capital one or open sky or fnbo secured card to get your boost.
FCRA Violations by WebBank
PETAL has been inaccurately reporting my balance to the three credit bureaus, which constitutes a violation of the Fair Credit Reporting Act. Despite previous assurances from Petal, the issue remains unresolved for several months now. Despite multiple attempts to dispute the balance with the credit bureaus, PETAL has failed to rectify the situation and continues to provide false information. I have communicated the financial hardships caused by this violation to Petal on several occasions, highlighting how it has significantly impacted my family's housing situation. However, PETAL has yet to take appropriate action to correct the inaccuracies. Current Balance: $0 (Not reported) Account status: Paid off (Not reported)
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About webbank.com
As the Bank Behind The Brand®, we empower fintech partners to drive innovation and financial inclusion.
Company Overview
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Technology Stack
webbank.com uses 18 technologies across their website including Font Awesome, HSTS, reCAPTCHA, Laravel, and more.
Fonts
Font Awesome
Security
HSTS, reCAPTCHA
Backend Frameworks
Laravel
CMS
Squarespace, Webflow
Cloud & Hosting
Amazon Web Services, AWS CloudFront
E-commerce & Payments
OpenCart, Shopware, Magento
Traffic & Audience
webbank.com receives approximately 25.8K monthly visitors and ranks #872,301 globally. The website has a bounce rate of 50% with visitors viewing an average of 3.4 pages per visit. Users spend an average of 0:39 on the site.
The majority of webbank.com's traffic comes from undefined, undefined, .
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This page provides publicly available information about webbank.com. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit webbank.com directly at https://webbank.com.