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credit.org
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credit.org

25 technologies
VerifiedGrowingVisit26.8K/mo$36M15625 Tech15 Leads
Deep Dive

Credit.org: The Nonprofit Disruptor in a For-Profit Industry

How a 156-person nonprofit generates $36M in revenue while fighting predatory lending

In an industry saturated with for-profit debt settlement companies charging 15-25% of enrolled debt, Credit.org has built a $36M revenue engine by doing the opposite: offering free HUD-approved counseling to 26,792 monthly visitors. This isn't just another financial advice site—it's a nonprofit scaling at the speed of a startup.

$36.0M
annual revenue
156
employees
26.8K
monthly visits
50%
organic traffic

"They're not competing on SEO volume—they're competing on trust in a space where trust is the scarcest commodity."

The Unfair Advantage: HUD Approval

Credit.org's secret weapon isn't technology—it's legitimacy. As HUD-approved counselors, they access a pipeline of distressed homeowners and renters that for-profit competitors can't touch. While fintechs burn cash on acquisition, Credit.org gets inbound from government referrals, housing authorities, and word-of-mouth in vulnerable communities. Their 156 employees aren't sales agents; they're certified counselors with fiduciary duty.

The SEO Paradox

Here's the counterintuitive data: Credit.org ranks #1M globally but captures 50% organic traffic. They're not chasing 'best credit card' keywords. Instead, they own high-intent, low-volume queries like 'what is HUD counseling' (270 monthly searches) and 'mortgage interest calculator' (4.6K searches). This is intentional—depth over breadth. Their content serves people already seeking help, not browsers window-shopping for financial products.

The $36M revenue figure reveals something remarkable: they're monetizing free services. How? Through housing counseling fees (HUD allows charges), educational grants, and partnerships with lenders who fund counseling as a regulatory requirement. While competitors like National Debt Relief take 15-25% of debt, Credit.org's model aligns incentives—they help you avoid bankruptcy, not profit from it.

  • Owns 'national do not call registry' (21K searches) without monetizing—pure value play
  • 94.1% traffic from 'undefined' country suggests US-centric dominance with international curiosity
  • Tech stack is lightweight (jQuery, Tailwind) but functional—focus is on service, not flash
No VC funding to scale aggressively
HUD-approved legitimacy that fintechs can't buy
No mobile app for debt management
Human counselors for every interaction
No algorithmic credit scoring
Nonprofit status enabling trust and partnerships

The Anti-Fintech Blueprint

Credit.org proves that in financial services, trust scales faster than technology. While startups chase automation, they've built a $36M business on human expertise and regulatory moats. The question isn't whether they can compete with fintech—it's whether fintech can ever replicate their trust advantage.

What tech stack does Credit use?

48 detected
CDN1
Performance1
Web Standards1
UI Libraries1
JavaScript Libraries2
Tracking & Analytics23
F
Facebook Pixel
T
TikTok Pixel
G
Google Analytics
G
Google Tag Manager
F
Facebook Pixel
F
Facebook Pixel
F
Facebook Pixel
M
Microsoft Clarity
T
Twitter Pixel
M
Microsoft Ads (Bing)
G
Google APIs
G
Google Tag Manager
A
Analytics Service
A
Amazon CloudFront
G
Google Analytics
G
Google DoubleClick
T
TikTok Pixel
F
Facebook Pixel
T
Twitter Ads
B
Bing
T
Twitter/X
F
Facebook
M
Microsoft Clarity

How much traffic does Credit get?

Traffic & Engagement

26.8K
Monthly Visits
2.1
Pages/Visit
0:46
Avg. Duration
70%
Bounce Rate
Monthly Traffic Trend+38%
19.4K
Oct 2025
Oct
18.4K
Nov 2025
Nov
26.8K
Dec 2025
Dec

Traffic Sources

Search
50%
Direct
41%
Social
1%
Referrals
6%
Email
0%
Paid
2%

Where is Credit's audience located?

🌍94.1%
🌍3.1%
🌍2.9%

What keywords does Credit rank for?

5 keywords
1national do not call registry21.3K vol$1.79
2credit card payoff schedule with interest added on300 vol
3mortgage interest calculator4.6K vol$0.69
4what is hud counseling270 vol
5what are the pros and cons of filing for bankruptcy in nc190 vol

How is Credit's SEO?

Open Graph Image

OG Image preview
og:image

https://cdn.prod.website-files.com/65a0e0c51cc435572d28059b/65c879517393895d5f2c63f1_mobile-logo-1.svg

Meta Tags

title59 chars

Nonprofit Debt Relief, HUD Housing Counseling & Credit Help

description138 chars

Work with HUD-approved nonprofit counselors to manage debt, strengthen credit, and prepare for personal, auto, student, or mortgage loans.

languageEN

H1 Tags

h1Weather the Winter With Debt Relief & Housing Counseling Support

Schema Types

UnknownUnknown

Who works at Credit?

Loading leads...

What do customers think of Credit?

Credit.org

Credit.org

0.0
0 reviews
✓ Claimed

Categories

Credit Counseling Service#undefinedFinancial Planner#undefinedDebt Relief Service#undefinedFinancial Consultant#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days
Claimed Date
8/6/2025

Contact Information

Address:
1450 Iowa Ave Suite 200
Riverside, US

Reviews (0)

Filter by rating:

No reviews found. Reviews may not be available in the initial page load. Try refreshing or check the Trustpilot page directly.

Frequently Asked Questions about Credit

What is Credit's Revenue?
Credit generates approximately $36M in annual revenue. With 156 employees, that's $231,000 per employee.
What does Credit do?
Work with HUD-approved nonprofit counselors to manage debt, strengthen credit, and prepare for personal, auto, student, or mortgage loans.
How fast is Credit growing?
Credit employee count has changed by -3% year over year.
What technologies does Credit use?
Credit uses 25 technologies across their website including Maps, Fonts, Security. Key technologies include Google Maps, Font Awesome, Google Fonts, HSTS, reCAPTCHA.
Who are Credit's competitors?
Credit's main competitors include Investment Retrievers, Phoenix American Financial Services, SESLOC Federal Credit Union, American Discovery Capital, Coastal Payroll. These companies operate in similar markets and compete for the same customer base.
What do customers think of Credit?
Credit has a Trustpilot score of 0.0 out of 5 (0 stars).

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What are Credit's key pages?

Export credit.org Data

Download the complete tech stack, analytics, leads, and company data for credit.org in JSON or CSV format. Use it for your sales pipeline, competitive analysis, or research.

Raw JSON Data

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About credit.org

Work with HUD-approved nonprofit counselors to manage debt, strengthen credit, and prepare for personal, auto, student, or mortgage loans.

Company Overview

credit.org
Website
finance
Industry
#1,014,991
Global Rank
26.8K
Monthly Visitors
25
Technologies
15+
Employees

credit.org Key Pages

Contact credit.org

Technology Stack

credit.org uses 25 technologies across their website including Google Maps, Font Awesome, Google Fonts, HSTS, reCAPTCHA, and more.

Maps

Google Maps

Fonts

Font Awesome, Google Fonts

Security

HSTS, reCAPTCHA

CMS

Webflow

CDN

unpkg

Cloud & Hosting

AWS CloudFront, Cloudflare

Traffic & Audience

26.8K
Monthly Visits
70%
Bounce Rate
2.1
Pages/Visit
0:46
Avg. Duration

credit.org receives approximately 26.8K monthly visitors and ranks #1,014,991 globally. The website has a bounce rate of 70% with visitors viewing an average of 2.1 pages per visit. Users spend an average of 0:46 on the site.

The majority of credit.org's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is credit.org?
Work with HUD-approved nonprofit counselors to manage debt, strengthen credit, and prepare for personal, auto, student, or mortgage loans.
What technologies does credit.org use?
credit.org uses 25 technologies including Google Maps, Font Awesome, Google Fonts, and 19 more. View the full tech stack analysis above.
How do I contact credit.org?
You can contact credit.org via email at [email protected] or through their contact page.
What are credit.org's social media accounts?
credit.org is active on tiktok, youtube, facebook, linkedin, instagram. You can find links to all their social media profiles in the social section above.
How popular is credit.org?
credit.org receives approximately 26.8K monthly visitors and ranks #1,014,991 globally. Traffic is growing by 45.8% month-over-month.

Related Searches

credit.org pricingcredit.org reviewscredit.org alternativescredit.org logincredit.org careerswhat is credit.orgcredit.org tech stackcredit.org contactcredit.org vs competitorscredit.org featureshow to use credit.orgcredit.org integrations

This page provides publicly available information about credit.org. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit credit.org directly at https://credit.org.