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Finfra: The Quiet Giant in Embedded Finance
How a 18-person Latvian startup is powering fintech infrastructure for the world
In a market obsessed with consumer-facing fintech apps, Finfra is building the invisible plumbing that powers them. With just 18 employees and $4.3M in funding, this Latvian startup is betting that every business—whether a marketplace, SaaS platform, or e-commerce store—needs to become a fintech business. And they're providing the infrastructure to make it happen.
"Finfra isn't just another fintech API—they're building the rails for the next generation of embedded financial services."
The Embedded Finance Playbook
Finfra's core thesis is that financial services are becoming features, not products. By providing embedded banking, payments, and compliance infrastructure, they enable any business to offer financial products without becoming a regulated entity themselves. Their client list includes everything from marketplaces needing escrow to SaaS platforms wanting to offer business accounts. The Latvian location isn't random—it's a strategic EU regulatory advantage that gives them passporting rights across Europe.
Growth Trajectory Analysis
With $2.5M in revenue from just 18 employees, Finfra achieves a remarkable $138K revenue per employee—high for a B2B infrastructure company at this stage. The $4.3M funding suggests a recent seed round, likely in 2023-2024. Their traffic profile is telling: 46% organic search and 33% direct traffic indicates strong brand recognition and SEO strategy, even with modest overall volume. The top keyword 'finfra' (160 monthly searches) shows they're building a category-defining brand.
The tech stack reveals a pragmatic, modern approach: Webflow for rapid site iteration, Tailwind CSS and DaisyUI for UI consistency, and AWS CloudFront for global delivery. The use of jQuery suggests some legacy code, but the overall stack is lean and focused. What's particularly interesting is the complete absence of social profiles and structured data—this is a company focused on enterprise sales and direct relationships, not viral marketing or SEO tricks. The contact emails ([email protected], [email protected]) hint at a founder-led sales motion that's still very much hands-on.
- Revenue-per-employee of $138K demonstrates exceptional efficiency for an infrastructure startup
- Latvian base provides EU regulatory passporting with lower operational costs than London or Berlin
- Traffic mix (46% organic, 33% direct) indicates strong product-market fit and brand recall
- Complete absence of social media presence suggests a pure enterprise sales motion
Finfra is the anti-hype infrastructure play
While others chase viral growth, they're quietly building the financial rails for businesses that need to become fintech companies overnight. With $2.5M in revenue and a lean 18-person team, they're proving that in embedded finance, depth beats breadth every time.
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Open Graph Image

https://cdn.prod.website-files.com/626079cd1823ea88ca1c0f4f/628aab142706b482a1634cc5_finfra-og.png
Meta Tags
Finfra | Empowering Businesses
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About finfra.io
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Technology Stack
finfra.io uses 11 technologies across their website including Font Awesome, Google Fonts, HSTS, Webflow, and more.
Fonts
Font Awesome, Google Fonts
Security
HSTS
CMS
Webflow
Cloud & Hosting
AWS CloudFront
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Google Analytics
Performance
Lazy Loading
Traffic & Audience
finfra.io receives approximately 535 monthly visitors. The website has a bounce rate of 36% with visitors viewing an average of 2.4 pages per visit. Users spend an average of 1:44 on the site.
The majority of finfra.io's traffic comes from .
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