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karmen.io
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karmen.io

25 technologies
VerifiedGrowingVisit21.6K/mo$11M5625 Tech15 Leads
Deep Dive

Karmen: The Anti-Bank for French SMEs

A $192M fintech using data to kill bank bureaucracy and fund growth without equity dilution

While traditional banks take weeks to approve a loan, Karmen makes a decision in 24 hours using real-time data. This isn't just faster financing—it's a fundamental reimagining of how SMEs access capital.

$192M
Total Funding
$10.6M
Annual Revenue
56
Employees
45%
Direct Traffic

"They've turned credit underwriting into a data science problem, not a relationship game."

The French SME Gap

Karmen targets the 4 million French SMEs drowning in bank paperwork. Their 21,634 monthly visitors aren't just browsing—they're desperate founders seeking non-dilutive capital. With 52.8% traffic from 'undefined' sources (likely direct bookmarks and referrals), their brand has achieved the holy grail: word-of-mouth dominance in a trust-starved market.

The Growth Engine

The numbers tell a compelling story: $192M in funding against $10.6M revenue signals aggressive scaling. Their 39% organic search traffic shows they're capturing intent for 'financement PME' (SME financing) without burning cash on ads. The real kicker? They're ranked #1,165,327 globally—meaning they're dominating a hyper-local niche rather than chasing vanity traffic.

Their tech stack reveals a pragmatic approach: jQuery and Bootstrap for speed, Google Analytics for measurement, and Tailwind CSS for rapid iteration. This isn't a VC vanity project—it's a lean machine built to ship fast. The absence of Trustpilot reviews suggests they're still early in their reputation flywheel, but their LinkedIn presence and 56 employees indicate serious institutional momentum.

  • Data-driven underwriting: Real-time analysis vs. traditional bank statements
  • Non-dilutive capital: Keep equity, accelerate growth
  • 24-hour decisions: Speed as a competitive moat
  • Transparent conditions: No hidden fees or complex covenants
No traditional bank relationships
Algorithmic risk assessment
No physical branches
Fully digital process
No long-term relationship banking
Growth-aligned financing

Karmen isn't just lending money—they're building the financial operating system for the next generation of European SMEs.

With $192M in the war chest and a clear product-market fit, they're positioned to eat the lunch of slow-moving incumbents.

What tech stack does Karmen use?

48 detected
Translation1
Marketing Automation1
Customer Support1
Performance1
Web Standards1
UI Libraries1
JavaScript Libraries3
Tracking & Analytics23
G
Google Analytics
G
Google Tag Manager
F
Facebook Pixel
L
LinkedIn Insight Tag
L
LinkedIn Insight Tag
M
Microsoft Clarity
M
Microsoft Ads (Bing)
H
HubSpot
G
Google APIs
G
Google Tag Manager
A
Amazon CloudFront
G
Google Static
L
LinkedIn Insight Tag
F
Facebook Pixel
M
Microsoft Clarity
H
HubSpot
G
Google DoubleClick
G
Google Analytics
L
LinkedIn
T
Tracking Pixel
A
Analytics Service
F
Facebook
B
Bing

How much traffic does Karmen get?

Traffic & Engagement

21.6K
Monthly Visits
2.2
Pages/Visit
1:19
Avg. Duration
42%
Bounce Rate
Monthly Traffic Trend-1%
21.8K
Oct 2025
Oct
16.6K
Nov 2025
Nov
21.6K
Dec 2025
Dec

Traffic Sources

Search
39%
Direct
45%
Social
2%
Referrals
13%
Email
0%
Paid
1%

Where is Karmen's audience located?

🌍52.8%
🌍10.3%
🌍7.5%
🌍5.5%
🌍4.6%

What keywords does Karmen rank for?

5 keywords
1karmen5.7K vol$1.11
2karmen factor420 vol
3karmen factor numero340 vol
4finexkap280 vol
5october pme dossier pret220 vol

How is Karmen's SEO?

Open Graph Image

OG Image preview
og:image

https://cdn.prod.website-files.com/61c33abf370af2150d5f8f79/6846d748d3dfc44d8afea56e_Frame%201517.png

Meta Tags

title46 chars

Karmen | Le financement d'entreprise simplifié

description142 chars

Financement pour PME – Accélérez votre croissance sans dilution. Analyse rapide, décisions basées sur vos données et conditions transparentes.

languageFR

H1 Tags

h1Le financement d'entreprise,
h1simplifié
h1rapide

Schema Types

Unknown

Who works at Karmen?

Loading leads...

What do customers think of Karmen?

karmen.io

karmen.io

0.0
0 reviews

Categories

Investment Service#undefinedFinancial Consultant#undefinedFinance Broker#undefinedAlternative Financial Service#undefinedNon-Bank Financial Service#undefined

Activity & Engagement

Reply Rate
0%
Avg. Reply Time
0.0 days

Contact Information

Address:
US

Reviews (0)

Filter by rating:

No reviews found. Reviews may not be available in the initial page load. Try refreshing or check the Trustpilot page directly.

Frequently Asked Questions about Karmen

What is Karmen's Revenue?
Karmen generates approximately $11M in annual revenue. With 56 employees, that's $189,000 per employee. The company has raised $192M in total funding.
What does Karmen do?
Financement pour PME – Accélérez votre croissance sans dilution. Analyse rapide, décisions basées sur vos données et conditions transparentes.
How fast is Karmen growing?
Karmen employee count has changed by 27% year over year.
What technologies does Karmen use?
Karmen uses 25 technologies across their website including Fonts, Security, CMS. Key technologies include Google Fonts, HSTS, reCAPTCHA, Webflow.
Who are Karmen's competitors?
Karmen's main competitors include Kriptown, Pretto Galaxie, Karmen, Aria, Hero. These companies operate in similar markets and compete for the same customer base.
What do customers think of Karmen?
Karmen has a Trustpilot score of 0.0 out of 5 (0 stars).

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How to contact Karmen?

What are Karmen's key pages?

Export karmen.io Data

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About karmen.io

Financement pour PME – Accélérez votre croissance sans dilution. Analyse rapide, décisions basées sur vos données et conditions transparentes.

Company Overview

karmen.io
Website
business_and_consumer_services
Industry
#1,165,327
Global Rank
21.6K
Monthly Visitors
25
Technologies
15+
Employees

karmen.io Social Media

Technology Stack

karmen.io uses 25 technologies across their website including Google Fonts, HSTS, reCAPTCHA, Webflow, and more.

Fonts

Google Fonts

Security

HSTS, reCAPTCHA

CMS

Webflow

Cloud & Hosting

AWS CloudFront, Cloudflare

Translation

Weglot

Marketing Automation

HubSpot

Traffic & Audience

21.6K
Monthly Visits
42%
Bounce Rate
2.2
Pages/Visit
1:19
Avg. Duration

karmen.io receives approximately 21.6K monthly visitors and ranks #1,165,327 globally. The website has a bounce rate of 42% with visitors viewing an average of 2.2 pages per visit. Users spend an average of 1:19 on the site.

The majority of karmen.io's traffic comes from undefined, undefined, .

Frequently Asked Questions

What is karmen.io?
Financement pour PME – Accélérez votre croissance sans dilution. Analyse rapide, décisions basées sur vos données et conditions transparentes.
What technologies does karmen.io use?
karmen.io uses 25 technologies including Google Fonts, HSTS, reCAPTCHA, and 19 more. View the full tech stack analysis above.
How do I contact karmen.io?
You can contact karmen.io via email at [email protected].
What are karmen.io's social media accounts?
karmen.io is active on linkedin. You can find links to all their social media profiles in the social section above.
Is karmen.io hiring?
Check karmen.io's careers page for current job openings and opportunities. The company has 15+ known employees.
How popular is karmen.io?
karmen.io receives approximately 21.6K monthly visitors and ranks #1,165,327 globally. Traffic is growing by 30.1% month-over-month.

Related Searches

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This page provides publicly available information about karmen.io. Data is collected from various public sources and may not always be up to date. For the most accurate information, please visit karmen.io directly at https://karmen.io.