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PennyLane: The $181M Fintech You Haven't Heard Of
Why this French financial OS is quietly dominating the B2B space
While everyone chases the consumer neobank hype, PennyLane is building the financial infrastructure that actually powers businesses. With 741 employees and $181M in revenue, they're not a startup—they're a scaling machine.
"PennyLane isn't trying to be the next Revolut—they're building the financial OS that powers the next generation of European businesses."
The Infrastructure Play
PennyLane operates in the B2B fintech infrastructure space, providing financial OS solutions for businesses. Unlike consumer-facing neobanks, they focus on the complex backend needs of European companies—handling payments, treasury, and financial operations at scale. This is infrastructure, not flashy consumer apps.
The Growth Trajectory
With 741 employees generating $181M in revenue, PennyLane has achieved impressive scale. That's roughly $244K revenue per employee—a strong metric for a B2B fintech. They've built a team that can execute at enterprise scale while maintaining the agility of a fintech disruptor.
The leadership team tells the story of their ambition. CEO Arthur Waller, CMO Maxime Baumard, and VP Eric Scaramozzino have assembled a deep bench of financial services veterans. This isn't a team building a feature—they're building a platform that could redefine how European businesses manage their financial operations.
- B2B-first approach in a consumer-obsessed fintech market
- European focus with regulatory moats
- Platform play rather than point solution
- Strong revenue-to-employee ratio indicating efficient scaling
The Quiet Giant
While fintech headlines chase consumer trends, PennyLane is building the rails that European business runs on. Their $181M revenue and 741-person team suggest they're already a major player—just one that doesn't need the spotlight.
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Plateforme tout-en-un de gestion financière & comptabilité | Pennylane
Pennylane est la plateforme tout-en-un de gestion financière et comptabilité des dirigeants d'entreprise et de leurs experts-comptables
Pennylane - Le logiciel de comptabilité et gestion, pour les entreprises et cabinets-comptables
Le logiciel de comptabilité et gestion, pour les entreprises et cabinets-comptables
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Reviews (13)
Very helpful support
Very helpful support. I had many questions and they were all answered. Thank you.
Thank you very much for your warm review !
Satisfaction de la prise en main de la…
Satisfaction de la prise en main de la hotline de Pennylane en cas de question ou de simple difficulté.
Merci beaucoup pour votre retour Muriel ! Nous restons à votre écoute pour toutes questions ou suggestions. 😊
En tant que Head of Finance d'une start…
En tant que Head of Finance d'une start up, j'utilise Pennylane au quotidien pour la gestion de l'entreprise. La grosse force de l'outil et de pouvoir collaborer avec mon expert comptable et d'avoir une très bonne vision de la gestion
Un grand merci pour votre avis Rémi ! ☀️ Nous sommes ravis de lire que Pennylane facilite la gestion quotidienne de votre entreprise et restons à votre disposition pour toutes questions.
The best accounting solution for France (especially for SaaS startups)
After spending hours on finding a software solution for accounting in France, Pennylane is like a breath of fresh air in hell. All other tools have one problem or another, like inability to synchronize with some external tools (especially for SaaS business), horrible design, inability to bulk process transactions (which means you have to do thousands of small stupid operations manually), inability to do precise entries into your journal yourself, etc. With Pennylane you can do all that and much more. It's especially suitable for a SaaS business where you have thousands of small transactions every month and where you need integration with Stripe or PayPal. Their support is pretty amazing, right on time, happy to help in detail, they do onboarding video calls even before you become a customer, love the approach. Also, they have an advanced section (available for pro accounts and for accountants) where you can make manual entries into your books, which is pretty amazing too. All in all, I can highly recommend it. Do not use an accountant who doesn't use Pennylane because it'll cause you headaches. I've worked with many different tools across all Europe (UK, Germany, France) and I just wish there was Pennylane for every country. Well done people!
Thanks a lot for your complete feedback Dmitry! 💚 We are very happy to read that Pennylane makes your daily working life easier and we wish to stay by your side for a very long time. Your words encourage us to continue our work to develop Pennylane and give us some very interesting insights about your needs. This is gold! Our support team is here for you when you need, we are always happy to help!
super customer support !
super customer support !
Merci beaucoup Elise ! ☀️
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About pennylane.com
Pennylane est la plateforme tout-en-un de gestion financière et comptabilité des dirigeants d'entreprise et de leurs experts-comptables
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pennylane.com uses 25 technologies across their website including YouTube Embed, Font Awesome, Google Fonts, HSTS, and more.
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pennylane.com receives approximately 1.8M monthly visitors and ranks #14,279 globally. The website has a bounce rate of 19% with visitors viewing an average of 21.7 pages per visit. Users spend an average of 13:18 on the site.
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